Lead Risk Analyst - Credit CardsOur Credit Risk function offers rapid growth and as another Latitude employee successful obtains a promotion, this opportunity bes available. The Team The Latitude Risk Team is respected for their critical role in the support and implementation of innovative business projects. The function provides information, statistical analysis and rmendations to support, develop and implement risk and business activities with a focus on profitable business growth. The role specifics Responsible for bringing together specialist credit risk insights to support the Australian and New Zealand credit card portfolios. Collaborating closely with the specialised business unit to deliver rmendations and enable effective decision making and provide assurance over credit controls and in turn providing an effective risk culture. It's a key contact point for product, sales & operational teams to partner in the setting of strategies and initiatives to meet growth plans across the A&NZ credit cards portfolios. Key responsibilities: Optimise existing and develop future credit risk strategies for the A&NZ credit card portfolios by delivering clear analytics that are well documented, providing rmendations and driving agreement across key stakeholders. Take ownership & accountability of strategy changes ensuring they are implemented as per the risk requirements. (This includes ensuring changes to credit risk strategies are fully tested & implemented in a timely manner). Collaborate cross functionally and work within project teams to deliver on business initiatives and during this ensure the interests and requirements of the credit team are upheld. Take an active role in external learnings leveraging abination of data analytics, market intelligence and regulatory understanding to generate new ideas, challenge existing processes & strategies. Facilitate such meetings, productions, presentations and stakeholder management that would be required forernance, portfolio / product review and audit purposes. In the event of credit-related operational risk events, our Lead Analysts collaborate cross functionally and drive delivery of the actions required to close such events. Who are we looking for: You have been working in consumer credit risk analytics for years now, within a relevant industry - banking and finance, utilities or telmunications to name a few. Data mining and analytics using SQL and SAS is one of your key strengths, enabling you to make rmendations that create organisational value, allowing you to excel in this role. Ability to maintain high standards of accuracy and work under pressure to achieve deadlines. Constantly seeking to challenge the way things are done,fortable in making decisions & taking accountability. You are able tomand a room; and arefortable engaging with a variety of stakeholders across all levels of the organisation, with excellent verbal and writtenmunication skills thatpliment your ability to present and influence your peers and customers. We are driving an environment and experience that is open, authentic, inclusive, energetic, progressive and innovative. If you arefortable in a fast moving and changing environment and operating with levels of would love to chat with you. Latitude offers a flexible working environment. We support a safe, healthy, engaging, and productive working environment for all employees and workers, whether that be in your home, the office or abination of both. We're Latitude, partners in money. Latitude may seem like the new kid on the block, but it's taken us almost a hundred years to be an overnight success. Digital payments, cards, loans, and insurance is what we offer - but what we really are is a platform that helps people shop and live better. Always living and breathing our values. Act Right, Show Care, Be Curious. We're not engaging any recruitment agencies for this role, so if you're interested. Please apply directly! Successful applicants will be required toplete a background check (including criminal history and bankruptcy check) prior tomencement of employment. Only open to Australian or New Zealand Permanent Residents or Citizens. Job ID R6534