Junior Credit Analyst
**About Us**
Corpay is a global leader in business payments, helping companies of all sizes better track, manage and pay their expenses. Corpay provides customers with a comprehensive suite of online payment solutions including Bill Payment, AP Automation, Cross-Border Payments, Currency Risk Management, and Commercial Card Programs. As the largest commercial issuer of Mastercard in North America, Corpay handles over three billion transactions each year. Corpay is part of the FLEETCOR (NYSE: FLT) portfolio of brands. We operate in over 100 countries, handling over a billion payment transactions across 145+ currencies.
**About The Role**
**Responsibilities will include (but not limited to) the following activities**:
- Analysis of financial statements, credit, and business information to establish credit limits.
- Approval of credit request within a delegated lending authority.
- Recommending suitable credit limits to a higher approval authority when exceeding delegated lending authority.
- Maintain internal control standards and adherence to credit policies and internal methodologies.
- Liaise with internal departments, Sales, Compliance, Legal and Operations.
- Credit administrative duties.
- Managing transactions queues to release transactions for processing.
- Daily overlimit, margin call and breach reporting.
- Contribute to the growth of our business and achievement of business targets.
**About You**
This role will suit someone with an understanding of corporate and institutional lending, risk profiles and current best practice tools. You will need strong communication skills as well as the ability to problem solve and be analytically minded. You are competent in working autonomously to manage your own workload ensuring acute deadlines are met. You are a self-starter who is an excellent team player that takes pride in your work and working environment.
To thrive in this position, you should also have the following skills and experience:
- Bachelor's degree in Finance or Business
- Up to 3 years of credit experience in a bank or non-bank financial institution
- Ability to operate with confidentiality and discretion.
- Strong verbal and written communication skills
- High level of accuracy and attention to detail
- Ability to analyse financial statements and evaluate credit risks.
**What makes Corpay your next great career destination?**
Working at Corpay has many benefits such as amazing office spaces located in Sydney, Melbourne, Singapore and Auckland. Retirement savings plans, competitive benefits packages, personal days, paid parental leave, Employee Assistance Program, wellness programs and more! We pride ourselves on our commitment to diversity and inclusion.
Fast-growing, global, rewarding, fun, involved - at Corpay, we are all of these and more. If you are an experienced and self-motivated professional who can perform at a high level, you will be rewarded. If you have great ideas, we want to hear them. If you want your career to grow at the same rapid pace as our organisation, this is the place for you. Whatever your area of expertise, you can take it to the next level at Corpay.
**Other details**
- Job Family Service
- Pay Type Salary
- Employment Indicator Employee
Job ID 8631