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Experienced credit analyst

Smartfinn Advisors
Credit Analyst
Posted: 7 May
Offer description

I'm an MPA Rising Star mortgage broker with a fast-growing residential lending book, and I'm looking for a sharp credit analyst to work directly alongside me. We are only looking to hire offshore.

You'll have end-to-end ownership of files. You'll run your own servicing calculations, workshop complex scenarios, and recommend lenders based on your own analysis. I'll back your thinking and push you to grow.

This is a high-energy, high-volume environment. It suits someone who thrives on pace, takes pride in quality, and doesn't wait to be told what needs doing next.

Role Description

This is a full-time remote offshore position for an Experienced Credit Analyst.

* Independently preparing servicing calculations and borrowing capacity assessments
* Reviewing lender credit policies and recommending the right fit for each scenario
* Workshopping simple and complex residential lending structures
* Analyzing complex income types and financials to assess loan suitability
* Managing loan files end-to-end — from application through to settlement
* Communicating with clients to gather documentation and keep them across the process
* Ensuring compliance notes and goals/requirements summaries are thorough and accurate
* Spotting workflow gaps and driving process improvements without being asked
Qualifications
* Minimum 2 years of credit analyst or loan processing experience in an Australian mortgage broking firm
* Proven track record of running servicing calculations independently (not just following instructions)
* Ability to assess lender suitability based on your own credit policy review
* Strong understanding of complex income structures (self-employed, trusts, multiple income streams)
* Extremely high attention to detail
* Ability to manage your own workload and priorities in a fast-moving environment
* Clear, professional communication to manage client expectations without being prompted
* Experience with ApplyOnline, Quickli or Mercury CRM is a strong advantage
* Bachelor's degree in Finance, Accounting, Economics, or related field
What you get
* Direct access to an MPA Rising Star broker — real mentorship built into the role
* Fully remote, offshore-friendly position with flexible working hours
* Competitive salary package reflective of experience, with KPI/bonus incentives
* A structured career progression path — we are actively building toward promoting from within
* A lean, fast-moving team where your contribution is visible and your growth is personal
How to apply

Send your CV and a short note on why you're the right fit to .

Tell me about a complex credit scenario you workshopped and how you resolved it, that'll get my attention faster than anything else.

Applications are reviewed as they arrive. If the right person shows up early, the role closes early.

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