Overview
Analyst - Portfolio Credit Risk at Judo Bank. Permanent, full-time role based in Melbourne or Sydney.
Responsibilities
Assist with ensuring the Credit Risk Engine appropriately calculates expected credit losses (collective provisions) and application of credit methodology.
Maintain, execute, and enhance the credit provision calculations.
Uplift and automate current operating processes within Snowflake.
Undertake detailed analytics on provision movements and deliver insights to Management; assess provision adequacy to ensure appropriate provisioning for projected credit deterioration.
Evaluate current provision methodology to ensure it remains fit for purpose.
Provide regular internal reporting to Management Board, Risk Committees, and the Board.
Support the Finance/Investor Relations team with key external reporting deliverables.
Assist with external credit risk reporting deliverables to stakeholders (e.g., Shareholders, APRA, Rating Agencies, Debt Funders) including regulatory reporting forms to APRA/RBA.
Identify opportunities for improvement and challenge the current status quo.
Support the Head of Portfolio Credit Risk and the broader Credit Risk team's objectives.
Qualifications
Experience working with credit provision models.
Understanding of AASB 9 accounting standard.
Experience with analytics tools (e.g., Python, R, SQL, Power BI).
Experience using Snowflake and Confluence, reporting and documentation environments.
Ability to analyse data and present information clearly; solid stakeholder communication.
Solid knowledge of credit risk management and regulatory frameworks.
Problem-solving skills related to credit provisioning; high attention to detail.
Self-starter with ability to build networks and a proactive mindset.
Values and Culture
Accountability, Performance, Teamwork, Trust.
Perks
Additional 2 weeks of leave annually (6 weeks per year).
Big life event leave.
Home office setup allowance.
Access to CU Health.
Flexible work options with a true hybrid model.
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