Job Summary:
We are seeking an experienced Credit Risk Analyst to join our team. As a key member of our finance department, you will be responsible for reviewing and evaluating credit applications from merchants.
About the Role:
* Assess credit applications from merchants and provide recommendations on approval or rejection based on risk level and lending policies.
* Communicate with clients and stakeholders to provide feedback and guidance on credit applications.
* Maintain records and documentation of credit decisions and ensure compliance with regulations and standards.
* Provide input into the maintenance of credit risk policies, workflows, and other relevant credit risk documentation.
Key Responsibilities:
* Review and assess credit applications from merchants to determine risk level and make recommendations on approval or rejection.
* Evaluate financial information and risk factors to inform credit decisions.
* Communicate effectively with clients and stakeholders to provide feedback and guidance on credit applications.
* Maintain accurate and detailed records of credit decisions and ensure compliance with regulatory requirements.
Requirements:
* A relevant qualification or equivalent work experience in credit underwriting.
* Excellent analytical and problem-solving skills, including the ability to evaluate financial information and risk factors.
* Strong communication and interpersonal skills, with the ability to work effectively with clients and stakeholders.
* Attention to detail, accuracy, and quality in all aspects of credit decision-making.
* Proficiency in Microsoft Office applications, including spreadsheets, word processing, and presentation software.
Benefits:
* Competitive salary range.
* Career development opportunities.
* Friendly and supportive team culture.