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Credit analyst (armidale regional council)

Armidale
The Andersen Partnership
Credit Analyst
Posted: 27 November
Offer description

Pay Range

- $130k–$160k per year

Job Title

Corporate Credit Analyst

Location

Fully Remote - ANZ Region

Experience Level

Mid-level (3+ years)

Qualification Requirement

Degree in Finance, Accounting, Commerce, or related field.

About the Role

We're seeking a Corporate Credit Analyst to join a global finance team and report directly to the Credit Manager. This permanent role is crucial in supporting the business by analyzing the risk level of customer and vendor credit applications and contributing to their ultimate approval, ensuring expected risk loss targets are met.

Key Responsibilities

- Financial Analysis – Undertake financial analysis and modelling for new and existing clients across key sectors like Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office equipment, and Tech Finance.
- Risk Assessment – Analyze risk (financial, asset, market, security, legal, and contractual) and review/re‑rate customers, end users, local vendors, or local dealers.
- Credit Reporting & Decisioning – Write comprehensive credit application reports, decide on applications within delegated authority, and present sound recommendations to higher decisioning authorities / Credit Committees.
- Policy & Compliance – Advise, prepare, and participate in local Credit Committee decision‑making. Monitor and advise on credit/risk profiles, corporate/external policies, and regulations. Contribute to developing local credit and risk management policies and guidelines.
- Stakeholder Alignment – Liaise with all back‑office functions, sales/account management, legal, and asset management. Provide information and support to align front‑ and back‑office teams on credit and risk management policies and processes.

About You

- Qualification – Degree in accounting, finance, commerce, or related field.
- Experience – Must have 3 years of relevant experience in asset/equipment finance.
- Authority – Must have held a personal delegated lending authority (DLA) of at least AUD$500k.
- Technical Knowledge – Advanced financial analysis skills; expert understanding of PPSR (Personal Property Securities Register) application and documentation, security, and legal processes.
- Sector Understanding – Strong understanding of Vendor‑based and Dealer‑based asset finance partnerships, covering both commercial objectives and risk management principles.
- Communication – Excellent comprehension, written, and verbal communication skills. Strong ability to effectively communicate with internal and external customers.
- Work Ethic – Ability to manage multiple tasks and deadlines, handle high work volumes, and work autonomously in a fast‑paced environment. A team player with a consultative approach and strong problem‑solving skills.

What We Offer

- Flexibility – Fully remote work capability with flexible hours.
- Growth opportunities – Significant career development opportunities, including online learning and member development programs.
- Well‑being – Comprehensive Health and Wellness program, including free health checks and vitality activities.
- Community – Two working days per year dedicated to volunteering for a local charity.

Recruitment

Apply now via LinkedIn or send your CV to (recruiter contact). Referrals increase your chances of interviewing at The Andersen Partnership by 2x.

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