The Role
- Conduct gap credit analysis for each brand between the current Unsecured Credit Policy (for Credit Cards and Personal Loans ) and Responsible Lending Policy requirements.
- Provide reviews for each identified gap and seek advice from Credit Policy SME’s, Legal, and Compliance.
- Develop recommendations regarding the background of the variance, operational and systems impact, key controls, and a thorough justification for why updates are required (or not).
- Ensure there are appropriate controls to ensure compliance with regulatory requirements.
- Work with relevant credit policy owners to facilitate any required amendments of the policy.
- Seek advice from the Legal and Compliance team for approval on recommendations in line with the Risk Governance matrix.
- Collaborate with key stakeholders (Operations, Product distribution, etc.) where required.
Knowledge and Requirements
- 3+ years in Credit Risk and Credit Policy Review or similar, in Consumer Banking.
- Solid and updated understanding of ASIC Responsible Lending Guide RG 209 and the NCCP Act.
- Teamwork-oriented with a robust delivery focus.
- Proactive and self-motivated, who can manage concurrent tasks/projects.
- Can think on your feet and source solutions to problems.
- Strong written and communication skills, especially when dealing with stakeholders across different levels.
We are an equal opportunities employer and welcome applications from all qualified candidates.
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📌 Manager, Credit Policy Review - Unsecured
🏢 Beathchapman Pte
📍 City of Sydney