Responsibilities
The Credit Risk Professional will be responsible for:
* Conducting thorough credit risk assessments for unsecured lending to corporates, secured lending collateralised by hard assets and infrastructure, and equity investment into start-up companies.
* Evaluating the creditworthiness of prospective borrowers or investees by analysing financial statements, cash flow projections, industry trends, and other relevant factors.
* Assessing the adequacy of collateral or security offered by borrowers/investees and recommending appropriate loan structures or investment terms.
The ideal candidate will have a strong understanding of credit risk assessment methodologies, financial statement analysis, cash flow modelling, and collateral valuation.