Commercial Credit Manager Job Description
We are seeking an experienced Commercial Credit Manager to join our credit department. The successful candidate will be responsible for managing our unregulated business, commercial and agribusiness lending portfolio.
The role involves taking a lead role in ensuring top-tier credit quality and smart lending controls. With expertise in risk strategies and commercial credit analysis, you will help shape our business goals, driving growth while keeping our portfolio strong and secure.
This is a full-time opportunity with flexibility, allowing you to work from either our Townsville Head Office or Brisbane Admin Office.
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Required Skills and Qualifications
* Ability to perform detailed commercial credit analysis and deep financial and risk analysis, including understanding complex financial statements and structures.
* Significant banking or financial services experience, including holding a Commercial Delegated Lending Authority.
* Minimum two years relevant problem-free experience and either Credit Industry qualifications to at least a Certificate IV level, or a Diploma or University Degree in Accounting or Business Administration.
* Ability to hold the position of Responsible Manager on our Australian Credit Licence (ACL).
* Understanding of the Regulatory Framework of APRA and ASIC.
* Experience in preparing reports and papers, as well as reviewing and revising policies and procedures.
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Benefits
* Work-life balance and flexible working options.
* Birthday Leave.
* Community Volunteer Leave.
* Access to an Employee Assistance Program (EAP).
* Access to our Wellness Program.
* Discounts on banking and health insurance products.
* Cultural lunches and social clubs.
* Excellent training and development opportunities.