About the Role
As a Senior Associate, Credit Analyst in our Global Corporate team, you will be responsible for managing a portfolio of large corporate and financial institutions clients.
You will structure, underwrite, negotiate, document, and manage credit risk associated with all banking products for your designated client portfolio.
You will identify opportunities to responsibly grow the loan portfolio, mitigate losses in deteriorating credits through amendments and restructurings, and lead internal discussions and complete credit approval memorandums.
You will also train and mentor Credit Analysts and Associates.
* Structuring, underwriting, negotiating, documenting, and managing credit risk associated with all banking products for a designated client portfolio.
* Identifying opportunities to responsibly grow the loan portfolio.
* Mitigating losses in deteriorating credits through amendments and restructurings.
* Leading internal discussions and completing credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability.
* Negotiating legal documentation related to loans and derivatives.
* Interfacing with internal control partners and external regulators.
* Training and mentoring Credit Analysts and Associates.
Key Responsibilities:
* Manage a portfolio of large corporate and financial institutions clients.
* Structure, underwrite, negotiate, document, and manage credit risk associated with all banking products.
* Identify opportunities to responsibly grow the loan portfolio.
* Mitigate losses in deteriorating credits through amendments and restructurings.
About Us
We are a leading financial institution committed to delivering exceptional service to our clients. We value our employees and offer a range of benefits, including career development opportunities, competitive compensation, and a positive work environment.
What We Offer
As a Senior Associate, Credit Analyst, you will have the opportunity to work with a talented team of professionals who are passionate about their work. You will receive comprehensive training and support to help you succeed in your role.
Benefits:
* Competitive salary and bonus package.
* Opportunities for career advancement and professional growth.
* A range of employee benefits, including health insurance, retirement plans, and paid time off.
Requirements:
* 7 years' experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products.
* Strong credit risk analysis and conclusion-oriented analytical skills with ability to manage complex transactions.
* Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation, and execute timely closings.
* Able to soundly manage the portfolio and justify rationale for recommended transactions.
* Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of risk, support, and business partners.
* Ability to manage multiple priorities - must be a team player.