Balance Sheet Management Expert
We are seeking an experienced professional to join our team and contribute their expertise in balance sheet management.
As a member of our Balance Sheet Management and Interest Rate Risk team, you will operate across high-impact areas within Banking and Financial Services Treasury.
Using advanced financial and analytical skills, you will focus on optimizing and monitoring balance sheet opportunities to support the growth and dynamism of a rapidly expanding bank.
Your Role
You will collaborate closely with the Finance, Product, and Group Treasury teams to optimise and monitor the cost of funds and balance sheet outcomes.
By developing a deep understanding of the drivers behind a bank's Profit and Loss, you will leverage your analytical and financial modelling expertise to deliver valuable risk and commercial insights to senior stakeholders, supporting strategic decision-making processes.
Key responsibilities include the modelling and optimisation of the bank's balance sheet, ensuring efficient allocation of resources and maximisation of financial performance.
Additionally, you will oversee the hedging of fixed-rate lending and deposit products, while monitoring interest rate risk metrics to ensure compliance with established limits.
What You Offer
* A strong academic background in a financial or quantitative degree such as accounting, finance, engineering, actuarial, or mathematics.
* At least 3 years of experience in a Treasury-related role.
* A good understanding of financial markets and key risk factors for financial products, including banking products and interest rate derivatives.
* A strong understanding of treasury concepts, including Cost of Funds, Transfer Pricing, and Interest Rate Risk in the Banking Book.
* Excellent communication skills with the ability to explain complex concepts in simple language to senior stakeholders.
* Experience in SQL and a language such as R/Python is valuable.
We welcome applications from motivated individuals who are passionate about building a better future.
What We Offer
Our organisation provides a wide range of benefits that promote employee wellbeing and career development.
These include:
* One wellbeing leave day per year.
* Up to 5 additional service bonus leave days per year.
* Up to 20 weeks' paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks' paid leave for non-primary caregivers.
* Two days of paid volunteer leave and donation matching.
* Up to 12 months' gender affirmation leave, including 6 weeks' paid leave.
* Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations.
* Salary packaging options.
* Learning and development opportunities, including reimbursement for professional membership or subscription.
* Hybrid and flexible working arrangements.
* Reimbursement for work from home equipment.