As a broker you will be responsible for managing the client from servicing/research, all the way to post settlement duties. The credit analyst will be responsible for ensuring leads are processed in a timely manner and managing operations. Having experience working within credit assessment and having a passion for excellent customer service is preferred for this role.
* Macquarie Park, Sydney (WFH Tuesday and Friday)
* Full-time
* Mortgage broker/credit analyst (minimum 2-3 years mortgage broking experience)
* $75K annual salary + Super + Bonus (leads provided)
Refyne is a young, dynamic & fast-growing mortgage broking company, specialising in mortgages for individual investors looking to also buy within their SMSF, with a very strong focus on customer service. Our company is growing fast, and we are looking for an energetic, ambitious and detail-focused broker/lending specialist that has the ambition to build his/her career in the mortgage broking space.
Duties of the role:
* Credit Assessment: Demonstrate knowledge and skills in loan processing and credit assessment.
* Loan Structuring: Analyse client information and present suitable mortgage options, explaining the features and benefits of each product.
* Lender Relationships: Maintain strong relationships with a wide range of lenders to access competitive mortgage products and rates.
* Application Management: Assist clients with completing and submitting mortgage applications, ensuring accuracy and compliance with lender policies.
o Experience with systems like Broker Engine, FLEX and AOL.
* Negotiation & Advocacy: Negotiate loan terms and conditions on behalf of clients, advocating for their best interests.
* Market Knowledge: Stay current with Australian mortgage market trends, interest rates, and regulatory changes to provide up-to-date advice.
* Compliance: Ensure all client interactions and transactions comply with industry regulations and ethical standards.
* Client Support: Provide ongoing support and communication throughout the mortgage process, addressing client inquiries and concerns promptly.
Qualifications:
* 2-3 years of experience in mortgage broking as a credit analyst or equivalent;
* Minimum Qualification Certificate IV in Finance and Mortgage Broking;
* Experience using Quickli, Broker Engine, Flex, Apply Online and Australian bank platforms;
* Excellent attention to detail, strong analytical and problem solving skills, and the ability to manage multiple tasks simultaneously;
* Exceptional written and verbal communication skills, with the ability to interact professionally with clients and stakeholders;
* Proficient in mortgage processing software and Microsoft Office Suite.
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