Experienced Mortgage Credit Specialist Wanted
About the Role
A highly skilled Mortgage Credit Specialist is sought by a reputable financial services company to join their dynamic and growing team in Sydney. The ideal candidate will possess a strong understanding of credit policy, third-party origination, and be able to manage high volumes effectively.
This is an excellent opportunity to work closely with senior stakeholders, where you'll play a key role in assessing residential mortgage applications and delivering timely, high-quality credit decisions.
Key Responsibilities
* Assess and decision mortgage applications in line with credit policy and within your Delegated Lending Authority
* Recommend outcomes on applications outside DLA, including exception approvals with sound risk mitigants
* Maintain strong relationships with third-party originators and respond to queries in a timely and professional manner
* Contribute to the continuous improvement of credit policy and product development
* Support education and training efforts for internal sales teams and brokers
The successful candidate will have:
* Minimum 2 years' experience in residential mortgage underwriting
* Strong knowledge of lending policies, credit risk assessment, and the Australian mortgage market
* Experience working with third-party channels (e.g. brokers, mortgage managers)
* Excellent communication and negotiation skills
* Certificate IV in Mortgage Broking (or willingness to obtain)
* Diploma of Finance and Mortgage Broking Management preferred
We are committed to providing a stimulating and supportive work environment that fosters growth and development. If you're looking for a challenging and rewarding role, apply now.