Job Description Lead credit operations — Manage credit assessment, approvals, collections, and compliance with Rexel Group Credit Policy. Partner with branches & sales — Build strong working relationships to support growth while protecting risk. Approve credit applications within delegated authority and coordinate Atradius endorsements when required. Monitor debtor exposure and initiate reviews for credit limit adjustments. Provide analytics & insights — Deliver KPI reporting, dashboards, and monthly insights for senior management. Oversee cashflow reporting including cash forecasting, DSO, unapplied cash, uninsured trading, and doubtful debt provisions. Coach & develop your team — Build capability, identify training needs, and motivate staff to achieve targets. Drive process improvement across credit, AR, and customer workflows. Manage bad debt & recoveries ensuring provisions remain appropriate and recoveries are maximised. Collaborate across the business with senior leaders, finance, branches, and external partners.