Senior Credit Analyst — Commercial Asset & Equipment Finance
Three Peaks Finance is a fast-growing commercial asset & equipment finance brokerage serving heavy equipment, transport, construction, manufacturing and related sectors. We've just won Emerging Broker Firm of the Year. We act as one partner across the major banks to deliver competitive options and quick approvals with minimal hassle for our clients.
The Opportunity
We're hiring a Senior Credit Analyst (Full Time) to be the centre of gravity for all credit applications across Low-Doc, Mid-Doc and Full-Doc deals. You will own credit quality and speed to submission, liaise directly with lenders, and free brokers to focus on bringing in more business.
What You'll Do
Credit
Triage, structure and assess transactions across commercial asset finance; confirm policy fit and recommend structures (term, residual/balloon, security, guarantees as appropriate).
Complete servicing calculations and prepare credit memos.
Liaise directly with BDMs and credit officers to workshop transactions, negotiate mitigants and resolve queries quickly.
Manage credit conditions from conditional approval to final sign-off; anticipate/document lender questions to lift first-pass approval outcomes.
Packaging & Submission
Utilise lender portals and build application packs to be submitted for approval.
Perform QA on all deals prior to submission.
Coordinate valuation/PPSR requirements and keep files audit‑ready.
Broker Enablement & Governance
Maintain impeccable filing & CRM Tasks/Alerts so file status is always live; communicate proactively with brokers and key stakeholders.
Contribute to template/checklist improvements that reduce rework and time-to-submission.
Support Ops on settlement readiness.
What You Bring
5+ years in bank/brokerage credit or senior broker support in asset/equipment finance; strong policy interpretation and structuring.
Capacity to read and analyse company financial data.
Confident communicating directly with BDMs/credit teams; able to negotiate and document mitigants succinctly.
High throughput with accuracy; excellent writing skills and CRM discipline.
Logistics & Offer
Full‑time, on‑shore, hybrid (1 WFH day).
Start ASAP.
Application Questions
- Which of the following statements best describes your right to work in Australia?
- How many years' experience do you have as a Commercial Credit Analyst?
- Do you have customer service experience?
- Have you worked in a role which requires experience with financial analysis and modelling?
- Do you have experience working in a business banking environment?
- What's your expected annual base salary?
- How much notice are you required to give your current employer?
- Do you have a current Police Check (National Police Certificate) for employment?
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