Job Description:
We are seeking a seasoned professional to fill the role of Senior Credit Manager. This is an exciting opportunity for someone with extensive experience in credit risk management and a proven track record of exercising credit approval authority within a major financial institution.
The ideal candidate will possess strong financial acumen, enabling them to analyse complex financial statements, assess corporate structures, and evaluate risk factors comprehensively. They will also have a demonstrated ability to develop tailored credit solutions that account for risk mitigation strategies, cash flow adequacy, and property or asset valuations.
In this role, you will be responsible for assessing, structuring, and approving credit submissions in accordance with our policies and risk appetite. You will ensure that all loan documentation accurately reflects the conditions of approval and conduct periodic reviews to confirm that risk ratings remain appropriate and aligned with portfolio performance.
A key part of your role will involve mentoring and coaching team members to promote a best-practice approach to credit risk management across the organisation. You will work closely with stakeholders to foster open and empathetic communication, supporting a unified 'one-team' culture.
About Us:
We are a leading financial institution committed to creating a workplace where everyone feels valued and supported. Our inclusive vision is to foster a workspace that values and leverages difference, promoting social capital through banking.
We celebrate, value, and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies, and abilities. If you are successful for a role with us, it is a condition of employment that background screening is completed to ensure that we comply with our obligations under the Anti-Money Laundering and Counter Terrorism Financing Act.
Benefits:
* Flexible working arrangements: Balance your work and personal life with ease.
* Discounted financial products: Enjoy exclusive rates on our financial services.
* Salary sacrificing options: Maximise your take-home pay with our salary packaging options.
* Paid parental leave: Spend quality time with your new family member without any worries.
* Purchase additional annual leave: Need more time off? You can buy extra leave days.
* Discounted private health insurance plan: Take care of your health with our special rates.
* Employee Assistance Program (EAP): Access confidential support for personal and professional challenges for you and your family.
Requirements:
* Extensive experience in credit risk management, including exercise of credit approval authority within a major financial institution.
* Strong financial acumen, enabling analysis of complex financial statements, assessment of corporate structures, and evaluation of risk factors comprehensively.
* Demonstrated ability to develop tailored credit solutions that account for risk mitigation strategies, cash flow adequacy, and property or asset valuations.
* Mentoring and coaching skills to promote a best-practice approach to credit risk management.
* Ability to work closely with stakeholders to foster open and empathetic communication.
This is an exceptional opportunity for a skilled professional to join our team and contribute to our mission of creating a workplace where everyone feels valued and supported.