Overview
Credit Analyst – Residential Lending | Fast-Growth Fintech
$90,000–$120,000 + Super | North Sydney | Permanent, Full-Time
We're recruiting on behalf of a high-growth fintech that has launched a new-to-market loan product, reshaping the way Australians access home loans. Following a successful market launch, the business is scaling rapidly with strong financial backing, a bold vision, and a customer-first mindset.
This is a true end-to-end credit role where you'll assess residential mortgage applications and ensure decisions align with internal credit policy. You'll join a small, high-performing credit team and play a key role in shaping and improving credit assessment and operational processes as the business continues to grow.
Key Responsibilities
* Assess and action end-to-end mortgage loan applications
* Ensure lending decisions comply with internal Credit Policy
* Manage applications from submission through to settlement
* Make timely, accurate, and risk‑aware credit decisions
* Contribute to continuous improvement of credit processes
* Collaborate with cross‑functional teams to drive efficiency
What We're Looking For
* 1–3 years of experience in residential mortgage credit assessment
* Previous DLA of $1M+ preferred
* Confident decision‑maker with a solutions‑focused mindset
* Ability to navigate multiple lending policies in a fast‑paced environment
* Qualifications in Finance, Commerce, Mortgage Broking, or Credit Management
What's on Offer
* $90,000–$120,000 + super (depending on experience)
* Full‑time, Hybrid
* Permanent opportunity
* North Sydney
* Be part of a scaling fintech offering globally competitive salaries
* Work in a dynamic, fast‑paced startup environment
This is a great opportunity to bring your residential lending experience into a business where your impact will be visible and genuinely valued.
Apply now for a confidential discussion.
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