Job Description
An exciting permanent opportunity within the ANZ DLL - F, A & O business unit has become available for a Corporate Credit Analyst specializing in Livestock & Input Finance, reporting to the Credit Manager - Corporate Finance.
Your Function
As a Corporate Credit Analyst, you will be responsible for analysing the risk level of customer and vendor credit applications primarily across the livestock and agricultural inputs value chain, contributing to credit approval outcomes while supporting the business in achieving its expected risk loss targets.
Day to day
* Undertake detailed financial analysis and modelling for new and existing clients operating across key sectors such as Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office equipment and Tech Finance.
* Undertake business performance assessment considering seasonality, commodity price volatility, weather and biological risk, and working-capital-driven cash flow cycles for livestock & agricultural inputs customers.
* Liaise with all back-office functions, sales/account management, credit and risk management, legal, and asset management teams, together with relevant third parties.
* Collect customer and vendor information using applicable systems and procedures, assessing completeness, accuracy, and recency.
* Analyse risk across financial, asset, market, security, legal, contractual, and commodity exposure dimensions, including reassessment and re-rating of customers, end users, livestock counterparties, and vendors/dealers.
* Write high-quality, well-structured credit application reports; decide on end-user credit applications and vendor/dealer agreements within delegated authority; make sound recommendations and present submissions to higher credit decisioning authorities, including local and global Credit Committees.
* Prepare, advise, and participate in Local Credit Committees, contributing to robust decision-making within delegated authority levels.
* Monitor portfolio performance and credit/risk profiles in alignment with corporate and external policies, regulatory requirements, and sales mandates.
* Contribute to the development of local credit and risk management policies, regulations and guidelines.
* Provide information, training, and support to front- and back-office stakeholders to ensure strong alignment on credit policy, livestock and input-specific risks, and decisioning standards.
All Members Enjoy
* Two working days per year volunteering for a local charity.
* Health and Wellness program including healthy food, free health checks, and wellbeing activities.
* Flexible working hours with the possibility to work from home.
* Career development opportunities including online learning and member development programs.
* Click the relevant link for an overview of all benefits in your region.
Your Profile
* Degree in accounting, finance, commerce, agribusiness, or a related field.
* Minimum 5 years' relevant experience in asset / equipment finance, agribusiness finance, or corporate credit, with a demonstrated Delegated Lending Authority (DLA) of at least AUD 1.5 million.
* A deeper understanding of livestock production (cattle, sheep, dairy), livestock trading and processing, and agricultural input sectors including feed, fertiliser, seed, chemicals, and animal health is mandatory.
* Advanced financial analysis and modelling capability, including cash flow forecasting and stress testing.
* Understanding of vendor-based and dealer-based finance partnerships, balancing strategic commercial objectives with disciplined risk management.
* Strong understanding of documentation, security structures, and legal processes, including expert-level knowledge and application of PPSR, with exposure to agribusiness collateral considered highly desirable.
Key Skills
* Proven ability to analyse the risks and rewards in livestock, input, vendor, dealer, and customer relationships, and clearly articulate findings in professional, high-quality credit applications.
* Strong communication skills with the ability to engage effectively with internal and external stakeholders.
* Excellent written and verbal comprehension skills.
* Strong organisational skills with the ability to prioritise competing deadlines.
* Ability to manage high workloads and multiple credit submissions simultaneously.
* Flexibility and resilience in a dynamic, fast-paced environment.
* Consultative, team-oriented approach with the ability to influence outcomes.
* Strong problem-solving and negotiation skills to deliver timely and accurate credit solutions.
* Commitment to sharing risk and business knowledge to support a strong risk culture aligned with commercial outcomes.
* A proactive, self-motivated learner who thrives in an autonomous environment.
Choose Wellbeing
DLL's wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and life priorities.
Our four wellbeing focus areas are:
* Connection – Build meaningful connections with other members
* Health – Manage mental, emotional, and physical health
* Finance – Provide learning opportunities to help members achieve personal financial health
* Lifestyle – Maintain balance between work and life priorities
Good to Know
* The selection process may involve an assessment.
* Applications via email will not be reviewed; please apply online via our careers website.
* DLL's referral program applies.
* For more information, contact Indie Bayliss, Talent Acquisition Partner, at .
DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.
Equal Opportunity Employer
DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values.
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