We are looking for a Credit Analyst who thrives in a high-performance environment and is ready to take ownership of complex credit decisions. This is an opportunity to work with market-leading technology and a portfolio that rewards sophisticated analytical thinking. The Role As a Credit Analyst, you'll play a pivotal role in the home lending lifecycle. You'll be empowered to make informed, risk-based decisions that help customers achieve their homeownership goals. Key Responsibilities: Credit Assessment: Evaluate and decision residential mortgage applications Risk Management: Analyze financial statements, tax returns, and credit reports to identify potential risks and ensure compliance with internal policies and regulations. Stakeholder Engagement: Act as a subject matter expert for stakeholders, providing clear, solution-oriented feedback on applications. Pipeline Management: Manage a high-volume workflow with precision, ensuring quick turnaround times without compromising on quality or compliance. About You You are a motivated professional who understands that credit assessment is both a science and an art. You pride yourself on your ability to look beyond the numbers to build a complete credit story. To be successful in this role, you will have: Experience: Proven background in mortgage credit assessment (Australian market experience is essential). Technical Knowledge: A strong understanding of credit risk, serviceability calculations, and regulatory requirements Analytical Mindset: The ability to interpret complex financial data and make sound decisions under pressure. Communication: Exceptional communication skills, with the ability to manage stakeholder relationships effectively. Adaptability: A proactive approach to adopting new systems in an exciting period of growth. Why Join? Our client is renowned for a culture that fosters innovation, diversity, and professional growth. Career Progression: Access to world-class training and clear pathways into senior credit, risk management, or leadership roles. Hybrid Flexibility: A modern activity-based working environment with genuine work-life balance and flexible arrangements. Prestige: Work for a brand that is a leader in the Australian financial landscape, known for excellence and integrity. Competitive Package: Great salary and comprehensive employee benefits. Apply Now! At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.