Shape the Future of Client Success with 3Finance
At 3Finance, we’re not just processing loans — we’re solving complex financial puzzles and delivering outcomes that change lives. We’re looking for a proactive and detail-focused Credit Analyst or Para Broker to join our high-performing team on a permanent part-time or full-time basis.
If you love working with numbers, data, and people, this is your chance to be part of a supportive, growth-focused environment where your expertise directly contributes to our clients’ success. In this pivotal, client-facing role, you’ll:
* Spot and resolve information gaps before they become issues
* Interpret complex lending scenarios with clarity and confidence
* Collaborate to create quality advice and life changing outcomes for our clients
* Help streamline and improve our processes for even greater efficiency
You’ll join a team that values excellence, collaboration, and continual improvement — and we’ll back you with the tools, training, and environment to thrive.
Roles & Responsibilities
In this role, you will work closely with our Managing Director and our Broker Team to support clients through the full lending journey — from initial assessment to settlement — ensuring every application is accurate, compliant, and positioned for success. Your responsibilities will include:
Loan Assessment & Structuring
* Analyse client financials, income streams, and ownership structures to build accurate statements of position and servicing calculations.
* Prepare detailed financial analysis to inform lending strategies and deal structuring.
* Identify potential risks and opportunities to ensure applications meet both client goals and lender requirements.
* Map out tailored lending structures aligned with client objectives and lender policy.
* Workshop complex scenarios with the Broker to refine deal positioning before presenting to lenders.
Lender Engagement & Application Preparation
* Present scenarios to lenders with clear supporting documentation.
* Engage with lenders to address queries on credit papers and loan scenarios.
* Summarise outcomes from lender discussions to form clear client recommendations.
* Structure client requirements into compliance-ready documentation.
* Assist in preparing and presenting compliance documents and application forms to clients.
Application Submission & Post-Approval
* Submit accurate and complete loan applications to lenders.
* Review loan offer documents with clients, ensuring understanding and accuracy before execution.
* Liaise with lenders on any post-submission queries or conditions.
Process Improvement & Collaboration
* Work with the team to document and refine our end-to-end loan process for greater efficiency.
* Contribute to ongoing improvements in systems, templates, and client experience.
* Collaborate with team members to share insights, strategies, and best practices.
Key Skills & Attributes
We’re looking for someone who brings both technical expertise and a collaborative mindset. To thrive in this role, you will have:
* Experience in credit analysis, loan processing, or para broking
o (experience with complex lending structures highly regarded).
* Strong analytical skills with the ability to interpret financial statements.
* High attention to detail and accuracy in all aspects of data entry, calculations, and documentation.
* Confidence in engaging with lenders, interpreting policy, and resolving credit queries.
* Excellent written and verbal communication skills for client and lender interactions.
* A proactive approach to identifying risks, opportunities, and process improvements.
* Ability to manage multiple tasks and deadlines in a fast-paced environment.
* Proficiency in loan application software and Microsoft Office Suite
o (experience with broker CRMs advantageous).
* A genuine interest in finance, lending, and helping clients achieve their goals.
* Professionalism, integrity, and a positive, solutions-focused attitude.
Why Join 3Finance?
* Work alongside a supportive, experienced team committed to your professional growth.
* Gain exposure to a wide range of lending scenarios and client profiles.
* Be part of a culture that values accuracy, efficiency, and client success.
* Enjoy the flexibility of a permanent part-time or full-time role.
If you’re ready to bring your skills to a team that values your contribution and encourages you to grow, we’d love to hear from you.
APPLY NOW with your resume and a brief cover letter outlining your experience and interest in the role.