Responsibilities
Analyze, verify and decide residential loan proposals.
Exercise a high degree of commercial acumen, whilst ensuring all submissions satisfy the Bank's policies legislative guidelines.
Build and maintain value based, constructive working relationships with key internal and external customers.
Provide a reference point for WPB distribution channel staff to direct enquires relating to lending and assist with their training, coaching and development.
Assist in providing ongoing training, guidance and support to WPB Distribution Channel staff, including visits to Branches.
Ensure that all Audit and Compliance related issues are complied with and that all relevant reports are actioned in a timely manner.
Ensure timely and efficient processing of all credit related applications.
Preparation of files and registers for various visits by auditors, regulators etc.
Management and / or participation in a variety of related projects emerging from time to time.
Satisfactory monthly Quality Assurance results.
Requirements
Understanding of risk assessment required to complete secured residential underwriting.
Knowledge of local regulations and compliance – APRA, ASIC, AML, KYC guidelines Mortgage / Lending underwriting experience; understanding property valuation, credit reporting and lending criteria Ability to interpret financial statements, credit reports and self-employed income types.
Minimum 2-5 years underwriting experience within Australian market with specific self-employed / construction underwriting experience required.
Preference will be given to candidates who hold Australian PR / Citizenship or New Zealand Citizenship, or who can demonstrate current unrestricted work rights in Australia without limitations.
Applications from First Nations peoples are encouraged.
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Issued by HSBC Bank Australia Limited.
Please note that HSBC will we never communicate to applicants via non HSBC channels such as SMS, WhatsApp or Facebook so please be careful if anyone attempts to contact you via these channels.
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