Smart Financial Lending is expanding after a successful joint venture with Mortgage Advice Bureau (MAB) Sydney. This is not a startup — it's a continuation of a proven model. We're now scaling our lending division in the Illawarra and seeking a driven Senior Lending Specialist to help lead the charge.
You'll be joining a business with momentum, infrastructure, and a clear vision for growth — backed by two award-winning financial services brands.
About The Role
As our Senior Lending Specialist, you'll:
Build and manage a mortgage broking practice serving the Illawarra community.
Collaborate with financial planners and our in-house accountant to deliver integrated wealth and lending solutions.
Provide expert mortgage advice across residential, investment, and SMSF lending.
Develop relationships with local real estate agents, builders, and qualified networks.
Drive business development through community engagement and local partnerships.
Maintain exceptional service standards and mentor future team members.
Represent Smart Financial at local events and networking opportunities.
Why Join Us?
Warm Leads from Day One Immediate access to Smart Financial's extensive client base and referrals from 14 financial planners — plus in-house chartered accountant referrals and support.
Established Infrastructure Dedicated office space with full reception, boardroom facilities, and reserved parking for both broker and clients.
Remote Support Structure Managerial and operational support in place to help you focus on client outcomes and growth.
Central Location Our Warilla office is strategically positioned in the heart of the Illawarra.
Growth Pathways Already running a brokerage? We're open to merger, acquisition, or partnership discussions.
Equity Opportunity For proven performers, there's a genuine pathway to ownership and equity.
Essential What You'll Bring
Banking, lending, or financial services experience.
Entrepreneurial mindset with initiative and drive.
Strong connection to the Illawarra community.
Certificate IV in Finance and Mortgage Broking (or commitment to obtain within 6 months).
Excellent communication and relationship-building skills.
Highly Regarded
Experience in retail or business banking, or financial planning.
Diploma of Finance and Mortgage Broking Management.
Existing professional network in the Illawarra.
Track record of sales success or business development.
Understanding of investment property and wealth creation strategies.
What We Offer
Competitive base salary + uncapped commission structure.
Immediate revenue opportunity with warm leads.
Dedicated coaching and mentorship from experienced brokers.
Access to advanced CRM, AI tools, and processing systems.
Marketing and business development budget.
Ongoing professional development and conference attendance.
Genuine equity-building opportunity.
Coastal lifestyle with modern office facilities and collaborative team environment.
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📌 Senior Lending Specialist
🏢 ILLAWARRA MERCURY
📍 Wollongong