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Penultimate Student at University of London (SIM)
About The Role:
This role reports into the Atome Financial Regional Legal Counsel and partners closely with the Product, Business, Compliance functions and other internal stakeholders in the SEA region. You will focus primarily on regulatory advisory work, commercial legal support and strategic initiatives to enable the expansion of our financial services-related businesses across the region.
Join a dynamic legal team which is actively involved in high-impact work such as product building and engagements with financial regulators and seize the opportunity to grow into a trusted legal adviser for fast-evolving digital finance businesses — from Buy-Now-Pay-Later (BNPL) and Cards to Digital Lending and Payments.
Key Responsibilities:
- Advising on regulatory matters across multiple products: BNPL, Cards, Digital Lending and Payments
- Analyzing the practical impact of the impending Consumer Credit Act, financial regulations, payments laws and licensing requirements on our business models
- Reviewing and negotiating merchant/partnership contracts with our Atome merchants and strategic partners
- Reviewing and negotiating agreements with any payments-associated partners, outsourced vendors and service providers
- Working closely with the Compliance function on licensing and regulatory matters
- Drafting any iterative changes to our template contracts necessitated by regulatory developments or new commercial or product requirements
- Support Group Legal and Leadership on major strategic projects and legal initiatives
- Liaising with external legal counsels where specialized local advice is needed
- Stay ahead of regulatory changes and proactively drive action within the business
- Performing pre-litigation work to minimize risks and maximize legal rights
- Providing corporate secretarial support for strategic business activities
Key Requirements:
- Around 5-6 years of post-qualification experience (PQE) in a reputable law firm or in-house legal department
- Admitted to the Malaysian bar
- Experience (or keen interest) in financial services, banking, payments, digital lending or fintech
- Strong contract drafting and negotiation skills across commercial agreements
- Fluent in Bahasa and English (spoken and written)
What We Look For:
- Proactive and independent mindset with an eye for detail
- Strong problem-solving and critical thinking skills
- Readiness to take ownership and drive things forward
- Excited about a start-up environment and driving positive changes in a fast-paced environment with a can-do attitude
- Effective and practical communicator who can advise in easy-to-understand layman terms
- Adaptability and ability to pivot to fulfil the evolving needs of our business
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Legal
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