Senior Credit Strategy Specialist
This is a 12-month secondment opportunity to join our Credit Strategy, Models and Insights Team.
The team is responsible for managing credit risk for all retail lending products, and we're looking for someone who can work strategically and provide risk management solutions.
In this role, you'll be primarily responsible for in-life credit card portfolio management strategies, including building strategies to manage arrears and improve data frameworks and reporting.
You'll also be involved in the design, development, monitoring, and implementation of end-to-end credit strategies across all aspects of the credit card life cycle.
Responsibilities:
* Review key risk indicators and monitoring dashboards to identify emerging risks and recommend proactive measures to mitigate risk.
* Collaborate closely with Consumer Finance product teams to structure appropriate credit solutions.
* Stay up-to-date with industry trends, regulatory changes, and market developments to support and enhance risk management strategies.
* Develop and maintain monthly credit card portfolio reporting via a Tableau dashboard.
Proficiency in analytical tools such as SAS, SQL, Excel, and Tableau is highly regarded. Excellent communication and presentation skills are also essential.
Banking industry experience is advantageous but not necessary. We offer flexible working options, including remote work and varying start and finish times.