Role Summary:
As a Commercial Lines Insurance Underwriter, you will be responsible for growing and managing a portfolio of commercial lines business. You will analyze and assess exposures and acceptable risks for non-profit human service organizations and education institutions to determine coverages and premiums that are both adequate and competitive.
Key Responsibilities:
* Deliver profitable outcomes by effectively selecting and pricing business with prescriptive terms and conditions of coverage.
* Examine inspection reports, location, risk, financial, and other available tools and reports to identify new or unresolved concerns.
* Communicate with Risk Control for inspections, follow-ups, and service needs for insureds.
* Drive corrective action or remediation strategies on renewal accounts.
* Underwrite renewals referred by the underwriting assistant as well as renewals over $35,000 working to achieve required rate change goals as outlined by management. Discuss and issue non-renewals as needed.
* Escalate referrals, in a timely manner, on accounts that need additional review or approval by higher-level underwriters.
* Adhere to service expectations and regulatory compliance by the timely release of renewals, non-renewals, and conditional notices.
Requirements:
* Bachelor's degree or equivalent work experience.
* 5+ years underwriting all commercial lines, including property, liability, professional liability, workers' compensation, crime, commercial auto, umbrella, etc.
* Prefer non-profit human services and education underwriting experience.
* Excellent communication skills in writing and verbal.
* Ability to analyze and make decisions in a timely manner.
* Working towards obtaining or has already obtained CPCU or other industry equivalent certification.
Benefits:
* Competitive base salary plus incentive plans for eligible team members.
* 401(K) retirement plan with a company match of up to 6% of your eligible salary.
* Free basic life and AD&D insurance.
* Medical, dental, and vision plans to meet your unique healthcare needs.
* Wellness incentives.
* Generous time-off program, including personal, holiday, and volunteer paid time off.
* Flexible work schedules and hybrid/remote options for eligible positions.
* Educational assistance.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Finance and Sales
Industry: Insurance
],