Senior Credit Analyst (Debt Consolidation + Specialist Lending)
Loop Loans (WFH / Hybrid / Flexible)
About the Job
At Loop Loans, we help good people get back on track.
A big part of our work is debt consolidation and complex credit focussing on helping clients who've had real life happen: illness, relationship breakdowns, business cashflow shocks, missed payments, messy credit files… and they're ready to rebuild.
We're seeking a dedicated and detail oriented Senior Credit Analyst to join our boutique brokerage in a hybrid / work from home environment.
If you're the kind of analyst who gets genuine satisfaction from turning chaos into a clear plan and seeing the relief when someone finally has one manageable repayment - you'll fit right in.
So Why Join Us
* Work that matters. You'll help clients move from stress and uncertainty toward real financial breathing room.
* A niche brokerage (by design). We specialise in debt consolidation and impaired/tricky credit which let's us help clients other brokerages would turn away. This experience isn't optional.
* WFH-first flexibility. This role is built for someone who wants to do high-quality work without being chained to an office or a typical work day.
* Work from home full time, or choose a hybrid setup
* We care more about outcomes, file quality, and client experience than where your desk is or punching the clock 9-5.
* Modern brokerage, modern tools. We run clean workflows, strong systems, and smart tech including automation and AI to reduce admin, improve turnaround times, and keep clients informed.
* Client First DNA – we built the business from the ground up to always keep clients in the loop (pun intended). The result is fully informed clients and a whole lot less stress building a brand that really matters.
* Career progression is real. If you want to grow into a broker role, or step up to run and build our credit team, we'll support that path. We are building special and are taking our team along with us.
* Loans with purpose. We give back - 10% of our ongoing trail commission is donated to causes that matter. The bigger we build the business, the bigger the impact we have.
The role
This is a Senior Credit Analyst / Loan Processor role in a boutique, fast-growing brokerage. You'll work closely with the directors and brokers to keep files moving, keep clients calm, and get deals approved - especially the ones that need thinking, strategy, and strong lender positioning.
Your days will include
* Analysing income, liabilities, credit conduct and living expenses to assess borrowing capacity and suitability
* Packaging and positioning applications for best outcomes - including specialist/non-prime scenarios
* Preparing high-quality submissions and lender notes (including clear narratives where needed)
* Managing the end-to-end application process from submission to settlement
* Proactive client communication that keeps people in the loop (especially when they're anxious)
* Maintaining strong compliance notes and clean file standards
* Improving workflows, templates and systems as we scale
* (If you're keen) mentoring/supporting other processing/admin team members as the credit function grows
You'll be a great fit if you have…
* A passion for broking and finance (Cert IV and/or Dip FMBM is highly regarded)
* Minimum 2 years as a credit analyst / loan processor (brokerage or banking) looking for long term growth
* Strong, proven experience with debt consolidation and specialist/non-prime lending (must-have)
* Confidence working with impaired credit, hardship history, arrears/defaults, complex stories and can present them properly
* Detail-obsession, but also practical and solutions-driven
* The ability to manage volume without letting standards slip
* Clear and professional communication (clients, lenders, BDMs, brokers)
* Are self-led and reliable (WFH works best when you take ownership)
* Strong understanding of structuring and interpreting complex income/financials
* Demonstratable experience working with debt consolidation, non-prime or specialist lending will be highly regarded
Remuneration
Salary package will be reflective of experience, with potential KPI/bonus incentives for the right person.
How to apply
Don't delay We review applications as they come in and if we find the right fit, we may close the role early.
Apply with a cover letter via seek or email with your CV to or call for a confidential chat on