You are a passionate data science professional & keen learner We are a values-driven high performing team Together we can deliver an exemplary experience for our stakeholders and the Group Do work that matters The Credit Modelling team within Business Banking Risk Credit Strategy and Analytics is responsible for innovative model developments to strategically enhance customer and banker experiences, address business challenges and pain points and improve operational efficiency. See yourself in the team As a key member of the Business Banking Risk Credit Strategy and Analytics team, you will be responsible for a blend of modelling expertise, analytical thinking, and business acumen to design, develop and monitor financial risk modelling and artificial intelligence (AI) solutions. The focus of this role involves development of foundation models and tools to deliver simplification and automation of risk processes, facilitating reduced time to decisions and the creation of capacity in Risk. You will also play an imprtant role in the adoption of advanced AI solutions, including GenAI and agentic AI approaches, including effective management of model risks You will have the opportunity to utilise your AI modelling and data expertise to develop innovative solutions, improving the customer and banker experience to support safe and efficient growth in Business Lending Key Responsibilities Model Development: Deliver advanced models and decisioning scorecards across the credit lifecycle (application, behavioural, collection, fraud models), balancing innovative model approaches with a business delivery focus to support automation across Business Banking and Business Banking Risk Management Innovative Analytical solutions: Supporting proactive management of portfolio and credit settings to reflect emerging risk, including embedding data driven automation and simplification AI and Data usage: Input into advanced and strategic model developments and the automation and streamlining of AI pathways to allow for more granular assessments and analytics. Enhanced use of granular transaction and interaction data, and alternative data types within future model developments Model management: Uplift efficient model management including effective risk metrics, communicating with key model users. Model Compliance and responsible AI: Ensure that all solutions developed adhere to policy and comply with relevant industry standards and regulations. Effective engagement with reviewers and industry SMEs to evolve best in class approaches and oversight We're interested in hearing from people who have Model development and Artificial Intelligence: Experience in with Statistical Modelling and Machine Learning is essential, experience in a credit risk setting would be highly beneficial Programming/Scripting Proficiency: Expertise in one or more programming/scripting languages (including R, Python) and familiarity with software development frameworks and tools (e.g. Git, Github Action Jenkins, Docker). Data Management: Knowledge of database management systems (e.g., Teradata, Spark, Hive, SQL), data analysis tools (R, Python) and data integration techniques. Ability to work across platforms is essential Business Understanding: A demonstrated ability to understand business processes, workflows, objectives and challenges to align technical solutions with business goals Problem-Solving Skills: Analytical mindset to identify business challenges and propose effective technical solutions Agile Methodology: Familiar or has prior experience working in Agile environment. Communication Skills: Strong communication and interpersonal skills to collaborate with cross-functional teams and convey technical concepts to non-technical stakeholders Continuous Learning: Eagerness to stay updated with the latest technologies and industry trends to improve existing skills and adapt to emerging tools and risks. People: Input into a strong, safe, inclusive and learning culture within the team If this role sounds like you – Apply now! At CommBank, we advocate and facilitate a culture of inclusion and respect, celebrating all cultures, abilities, genders, expressions of gender and sexual orientation Read more about our commitment to inclusion and diversity. If you're already part of the Commonwealth Bank Group (including Bankwest), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We’re committed to being an accessible employer and want to make finding your dream job as easy as possible. If you experience any accessibility issues or if you require additional support, please contact HR Direct. We support our people with the flexibility to balance where work is done with at least half your time each month connecting in office. We also have many other flexible working options available including changing start and finish times, part-time arrangements and job share to name a few. Talk to us about how these arrangements might work for you. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 03/07/2025