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Credit risk analyst - merchant onboarding (victoria) - [e-242]

Real Time Australia
Credit Risk Analyst
Posted: 22 September
Offer description

Credit Risk Analyst - Merchant Onboarding

$91k INCL Super + Leave Entitlements (Pro Rata)

Are you a detail-oriented risk professional ready to make an impact in a dynamic payments business? We’re seeking a Credit Risk Analyst to manage credit assessments, risk onboarding, and merchant operations for high-risk sellers and help shape frameworks for emerging products and markets.

What You’ll Be Doing

- Review incoming merchant onboarding requests and conduct risk & compliance checks.
- Validate industry, website quality, customer reviews, and delivery practices.
- Flag prohibited industries and partner risks in line with card network rules.
- Support operational processes for changes in existing merchants (ownership changes, referrals).
- Collaborate with APAC colleagues and other internal teams to maintain high standards.

What You Bring

- 2+ years’ experience in fintech, payments, or commercial banking operations.
- Strong attention to detail, analytical mindset, and process improvement focus.
- Knowledge of merchant onboarding, KYC/KYB checks, or credit risk assessments.
- Team player - adaptable, collaborative, and accountable.

Why This Role

- Work in a collaborative team with exposure to multiple business functions.
- Hybrid flexibility while working in a high-growth payments environment.
- Opportunity to strengthen credit risk and onboarding experience.

Melbourne-based team - immediate start available - apply today!

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