This range is provided by MARS Recruitment. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Base pay rangeA$130,000.00/yr - A$150,000.00/yrLocation: Sydney CBDType: Permanent, Full-TimePractice Lead - Banking Operations & Client Services at MARS RecruitmentMars Recruitment is partnered with a growth-focused non-bank lender who is looking for an experienced Credit Manager to join their dynamic credit team. This is an exciting opportunity to step into a senior position with real influence, where you'll help shape credit policy, drive business growth, and support the development of high-performing credit teams both locally and interstate.The ideal candidate will bring solid experience in both mortgage and commercial lending, along with a demonstrated track record of managing a small team of Credit Assessors. You'll have a strong analytical mindset, excellent communication skills, and the ability to engage effectively with brokers, clients, and internal stakeholders - ideally gained within a non-bank lending environment.Role & ResponsibilitiesLead and support a team of credit assessors to ensure high-quality and timely loan assessmentsDeliver consistent and policy-compliant credit decisions, escalating where necessaryPartner with brokers, BDMs, and internal departments to deliver a seamless end-to-end lending experienceEnsure compliance with NCCP, AML/CTF, and responsible lending regulationsIdentify credit risks and implement appropriate mitigation strategiesMaintain strong oversight of fraud prevention and responsible lending controlsContribute to ongoing credit policy refinement and assist in the design of new product structuresSupport learning and development initiativesMinimum QualificationsMinimum 5 years' experience in home loan credit assessment (ideally within a non-bank lender, fintech, or mortgage manager)Strong working knowledge of lending regulations, risk frameworks, and credit policy developmentProven ability to lead, mentor, and build capability within credit assessment teamsExcellent communication skills and a collaborative approach to internal and external stakeholder engagementStrong analytical mindset with the ability to assess complex scenarios while balancing risk and commercial outcomesFluency in Mandarin or Cantonese is highly regardedRelevant qualifications in finance, banking, or businessPlease reach out via email for a confidential discussion at angela.stephan@marsrecruitment.com.auSeniority levelMid-Senior levelEmployment typeFull-timeJob functionFinanceIndustriesCredit Intermediation
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