Add expected salary to your profile for insightsJoin Bizcap, one of Australia’s fastest-growing FinTech companies!With over $1 billion in loans funded since 2019, Bizcap has earned a reputation for our award-winning products and customer service.We are proud of our agile, diverse, and high-performing team of over 100 people, and we’ve won multiple awards, including Best for Small Business Loans, Best Workplace Diversity, Best Employee Culture, and Outstanding Customer Service.What's in it for you?Professional development programs and coaching to support your career growth.The opportunity to apply your expertise to engage with the APAC market.Work closely with a high-performing team, making a real impact on the business.Be part of an award-winning workplace culture that values and recognises your contributions.Stunning new office in the heart of Toorak.Enjoy perks like a Referral Bonus Scheme and engaging internal social events.What you'll be doing:Bizcap is looking for a Senior Credit Underwriterto join our expanding team. This role is ideal for a commercially minded professional with strong credit risk assessment experience who thrives in a fast-paced lending environment.The successful candidate will be confident in making risk-based lending decisions without solely relying on rigid guidelines or automated models.Key ResponsibilitiesAssess SME loan applications and make independent credit decisions with a balanced risk approach.Conduct in-depth analysis of financial statements, credit reports, and risk indicators to determine creditworthiness.Structure lending solutions for both secured and unsecured loans, even when they fall outside traditional models.Review loan offers and provide insights on portfolio trends and risk exposure.Support process improvements and help shape best practices within the Underwriting team.Stay informed on economic trends and how they impact credit risk assessment.Assist with hardship assessments and provide tailored solutions for clients when required.Act as a mentor to junior team members, sharing expertise and fostering development.About you:Significant experience in a Credit Analyst, Credit Underwriter, or similar senior role.Proven background in credit underwriting, ideally within business lending.Strong ability to assess risk without over-reliance on automated models.Experience making funding decisions for both secured and unsecured loans.Ability to interpret financial statements, with property-backed underwriting knowledge being a plus.Previous experience in alternative lending or non-bank financial services is desirable.A problem-solver who can structure complex loans outside traditional models.Leadership abilities, with experience mentoring or guiding junior analysts.Awards & Recognition2024 Certified as a Great Place to Work2023 Finalist – Fintech Australia: Best Workplace Diversity2023 Female Fintech Leader of the Year2022 Winner - WeMoney Awards: Best for Small Business Loans2022 Winner - WeMoney Awards: Outstanding Customer Services – Business Loans2022 Finalist - WeMoney Awards: Best Innovation in Business Lending2021 Finalist - Fintech Australia: Employee Culture and Diversity2020 Finalist - Fintech Australia: Emerging Fintech Organisation of the Year2020 Finalist - Fintech Australia: Excellence in Business Lending2020 Finalist - My Business: Fintech Business of the YearJoin our dynamic and innovative team at Bizcap, where you can make a meaningful impact and grow your career in a fast-paced, high-growth fintech environment.Applicants from all backgrounds are encouraged to APPLY NOW!Please note, due to the anticipated volume of applications, only shortlisted candidates will be contacted.How do your skills match this job?How do your skills match this job?Sign in and update your profile to get insights.Your application will include the following questions:Which of the following statements best describes your right to work in Australia? What's your expected annual base salary? Do you have proven experience assessing credit risk for business loans and making independent funding decisions? Have you directly structured lending solutions for both secured and unsecured loans that fall outside of traditional underwriting models? Are you able to work from our Toorak office 5 days per week?To help fast track investigation, please include here any other relevant details that prompted you to report this job ad as fraudulent / misleading / discriminatory.Researching careers? Find all the information and tips you need on career advice.
#J-18808-Ljbffr