The Senior Risk Manager will support our business units to manage, implement and monitor the risk and payment compliance management framework. Consistent with Novatti Values and acting as a subject matter expert, this position is responsible for the identification, assessment, mitigation and reporting of risk and fraud prevention.Provide regulatory guidance to senior leadership across AU/NZ and broader APAC regions, with a focus on payment compliance, financial crime risk, and evolving industry standards.Lead the development, implementation and regular review of operational compliance frameworks across fraud, credit risk, AML/KYC, data privacy, and relevant regulatory obligations, including PCI-DSS and AUSTRAC/ASIC requirements.Oversee the merchant onboarding risk and credit assessment process, proactively improving policies and measures to identify, prevent and mitigate risk exposure across geographies and verticals.Plan, monitor and refine compliance initiatives and fraud strategies based on data insights, emerging threats, and legislative changes.Lead the alignment of AML/KYC procedures with group-wide policies, ensuring consistency and effectiveness in anti-money laundering efforts across the APAC region.Partner with internal stakeholders and the broader Compliance team to develop a strong compliance culture, including the delivery of training, awareness programs, and support materials for employees and leadership.Own the preparation of periodic reports for the executive team and relevant stakeholders, including risk dashboards, trend analysis, and compliance status updates.Conduct internal reviews and audits to ensure ongoing compliance with laws, regulations and risk control procedures, identifying and remediating any gaps.Maintain accurate and auditable records of compliance and risk-related activities, including adherence to document retention requirements in all applicable jurisdictions.Coordinate regulatory responses and communication with AUSTRAC, ASIC, and other regulatory bodies, in partnership with the executive team as needed.Build and lead a high-performing compliance and risk function, influencing business units to embed strong governance and accountability at all levels.Manage relationships with key partners, including financial institutions, service providers and regulators to foster collaboration and ensure knowledge sharing across the payments and risk ecosystem.Support operational effectiveness by managing team workloads, setting priorities, and ensuring timely delivery of key compliance and risk deliverables.#J-18808-Ljbffr