Mortgage Broker / Home Loan Banker / Business Banker
Harts Financial Solutions – Your Private CFO & Principle Adviser. Harts Financial Solutions (HFS) is a privately owned consultancy business based in Wembley. We are dedicated to providing business owners and high net worth clients with tailored advice and strategies to help them grow, manage and protect their wealth. As their principal adviser, HFS is uniquely positioned to provide them with a fully integrated private client service which adds significant value to both their situation and team of trusted professionals. In essence, HFS is their Private CFO.
Our advice framework is robust, incorporating the broad portfolio of our client's assets and business interests, and our advice is professional, clear and concise. We focus on advice and strategies, not transacting products, and as such we operate on a 'fixed fee basis' with any commissions received being used to offset the cost of providing advice.
HFS operates under its own AFS & Credit Licence and is free from Institutional or Financial Service Product Provider ownership. Harts Financial Group Pty Ltd (ABN / AFSCL) is the independently owned Australian Financial Services Licence (AFSCL) holder.
HFS currently has one financial adviser supported by 4 administrative paraplanners and 3 technical paraplanners. All team members are fulltime and have comprehensive university and financial planning qualifications and exceptional academic records.
For more information about HFS, please visit our website.
Employment Philosophy
In order to maintain the quality of our advice and exceed our client's expectations in terms of service delivery, we employ the very best people. As we are only looking for people who strive for excellence, we are constantly on the lookout for the right people to join our motivated and dynamic team.
We lead through example – everyone plays by the same rules, even the directors We provide you with the very best work environment, state-of-the-art offices, top-quality equipment, strong ethics, professionalism, honesty, a culture of excellence, ongoing education, training & mentoring, and the right financial incentives and career development opportunities.
Our Services
As an unrivaled "full-service" boutique advisory to the SME market, HFS provides comprehensive financial, commercial and credit advice to business owners, family groups and executives. Our clients are typically first-generation business owners with net income of $500k to $5m p.a. combined with a strong balance sheet and debt of $1m to $50m.
Our services include:
Private CFO
Commercial / Business Consulting
Structuring
Project Management
Advanced Financial Management & Modelling
Advanced Risk Management & Benchmarking
Banking and Finance
Financial Advice, Property Advice and Investment Analysis
We are a true fee-for-service business that charges our clients fixed fees in providing and implementing our advice. We stand next to our clients and actively manage the inherent conflicts of interest that exist in the financial services & banking industries by accounting for all commissions and fees to our clients' files to offset the cost of any of our advice and services. The accounting of commissions to client files is unrivaled when compared to the business models of the alternative financial and finance offerings.
Duties & Responsibilities
Lead our Banking & Finance division
Collaborate with financial adviser / broker, technical and administrative paraplanners.
Research and develop residential and commercial loan strategies.
Liaise with clients throughout the loan process.
Prepare loan proposal documents via MyCRM.
Prepare loan applications via ApplyOnline.
Track applications and settlements.
Monitor compliance and conduct annual reviews.
Liaise with banks during the application and settlement process.
Assist with staff training and development.
Education & Qualifications
To be considered for this role, you will preferably have completed the following:
Bachelor's Degree in Finance
Certificate IV in Finance & Mortgage Broking
Experience & Attributes
Minimum two years previous experience as a mortgage broker or home loan specialist and / or business banking role
Strong knowledge of all industry administrative processes
Strong industry loan product and credit policy knowledge
Excellent time-management skills and ability to multi-task
Proactive approach to identifying and solving issues
Ability to effectively manage workflow tasks
Ability to work under pressure and meet deadlines
Ability to work unsupervised
Strong written & verbal communication skills with proven ability in relationship building
Proficient in MS Office applications (Outlook, Word, Excel)
Experience using industry workflow management systems
Experience using mortgage broking software
Where to from here?
If you believe that you can tick most of the above boxes
Are committed to a long-term career in the finance industry
Are committed to ongoing education, improvement and career development
Are not satisfied with your current role
Believe that your employer is not allowing you to achieve your full potential
then we would like to meet you.
Initial Discussion
If you would like to have an initial discussion prior to applying for this role, please contact Nigel Hart on...
Please note that you must formally apply for this role via the "Apply" button below providing your Resume & Academic Record.
We will contact you within 48 hours if your application has been shortlisted.
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