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Join to apply for the Credit Analyst role at humm group
We Dream. We Design. We Deliver.
Join flexicommercial (part of hummgroup), a leading provider of equipment finance solutions, helping Australian businesses grow through smart, flexible funding. We specialise in fast, easy finance with a market-leading range of business asset finance products designed around the core needs of today's businesses. Come join our team and be a part of our next chapter of innovation and growth.
What's so exciting about this role?
As a Credit Analyst at flexicommercial, you'll be at the heart of our credit decisioning process. Working at the core of our commercial asset finance operations, you'll assess applications and manage credit risk - always balancing our appetite for growth with our high standards for service excellence. Understanding flexicommercial's market positioning and target customer profile will be key to success in this role.
If you're keen to break into this segment and begin your career in Finance, this opportunity offers real scope for growth, impact and progression.
What Does An Average Day Look Like?
No day is average at humm but here's an idea of what you can expect to do in this role:
* Assess and decision commercial applications in line with credit and funding guidelines
* Advise on structuring and underwriting large or complex transactions
* Manage workflow to maintain service levels and turnaround times
* Build strong relationships with internal and external stakeholders, including BDMs and Account Managers
* Contribute to a culture of continuous improvement and innovation
Who will thrive in this role?
You're someone who thrives in a fast-paced, high-performance environment. You value strong relationships, take initiative, and stay focused on outcomes. This is a great opportunity for a recent Finance graduate who has some exposure to lending.
You will also bring:
* Tertiary qualifications in banking, finance, commerce, economics, or a related field (highly regarded)
* Experience in underwriting asset/equipment finance transactions (beneficial)
* Knowledge of commercial finance products including operating lease, finance lease, and chattel mortgage (beneficial)
* Strong numerical and financial analysis skills, including the ability to interpret and discuss financial reports
* Confidence in communicating with brokers, customers, vendors, and internal stakeholders
* High attention to detail and a commercial mindset
* A willingness to learn, grow and contribute to a collaborative team culture
Working at hummgroup
We embrace flexible working arrangements, ensuring a genuine work-life balance and a fun, vibrant inclusive culture that embraces diverse perspectives and values the unique contributions of each of our team through our behaviours Leadership - Accountability - Collaboration - Commerciality.
We invite candidates of all gender expressions, ethnicities, ages, and other culturally diverse groups to apply. We are committed to making reasonable adjustments to provide a positive, barrier-free recruitment process and welcoming and supportive environment where all our people can thrive.
If this sounds like the opportunity, you have been looking for then apply today
Seniority level
* Seniority level
Entry level
Employment type
* Employment type
Full-time
Job function
* Job function
Finance
* Industries
Credit Intermediation
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