Senior Retail Credit Analyst
We are seeking a seasoned credit professional to lead responsible lending decisions that balance sound risk management with exceptional customer outcomes.
In this role, you will oversee equipment finance applications, conduct financial analysis, and prepare detailed credit submissions for retail and key account customers.
You will also analyse portfolio trends to identify and mitigate credit and capital risk exposure, recommend alternative finance structures, and review and maintain credit limits, conditions, and securities for key account facilities.
Maintaining strong stakeholder relationships and upholding ethical decision-making in all activities is essential.
* A minimum of 5 years of experience in financial services, asset finance, or a senior credit underwriting role
* Strong financial acumen with demonstrated expertise in interpreting and analysing financial statements
* Proven ability to lead, mentor, and influence others across cross-functional teams
* Strong relationship management and interpersonal skills
* Effective time management and organisational skills
* Confident with computer systems and able to learn new platforms quickly
* Excellent written and verbal communication skills with the ability to present to senior stakeholders and committees
* Deep understanding of credit risk, compliance, and legislation
* Skilled in using credit decisioning systems and developing risk-based tools and processes
* Tertiary qualifications in banking, finance, accounting, or commerce are highly regarded
We offer competitive base salary and performance incentives, paid parental leave, novated leasing, and opportunities to develop your skills in a dynamic environment.
CNH is a world-class company dedicated to advancing the noble work of agriculture and construction workers. Driven by our shared purpose of breaking new ground, we are passionate about bringing innovation, sustainability, and productivity to all that we do.
The ideal candidate will be a driven individual who thrives on finding solutions to complex problems and has a passion for delivering high-quality results.
This is an exciting opportunity for someone who is looking to take their career to the next level and make a meaningful contribution to a leading organisation.