Add expected salary to your profile for insightsJoin Bizcap, one of Australia's fastest-growing FinTech companies!With over $1 billion in loans funded since 2019, Bizcap has earned a reputation for our award-winning products and customer service.We are proud of our agile, diverse, and high-performing team of over 100 people, and we've won multiple awards, including Best for Small Business Loans, Best Workplace Diversity, Best Employee Culture, and Outstanding Customer Service.What's in it for you?Benefit from company-wide development programs and coaching to help you grow.Leverage your skills to engage with our APAC market.Enjoy a competitive salary with discretionary bonuses paid at the EOY.Work closely with a top-performing team and help them make a real impact on the business.Join an award-winning workplace culture that values and recognises the impact you make.Bizcap is on the lookout for a Credit Analyst/ Credit Underwriter to join our growing team.
This is an exciting opportunity for a commercially minded professional who thrives in a fast-paced environment and is confident in making risk-based lending decisions—without relying solely on rigid guidelines or automated models.What you'll be doing:Assess SME loan applications and make credit decisions with a balanced risk approach.Analyse financial statements, credit reports, and other key indicators to determine creditworthiness.Provide structured lending solutions for secured and unsecured loans, even when they fall outside traditional models.Analyse loan offers and provide insights on portfolio trends.Support process improvements within the Underwriting team.Stay updated on economic trends and their impact on risk assessment.Assist in assessing and providing hardship support to clients when required.About You:Experience in a Credit Analyst, Credit Underwriter, or similar role.Background in credit underwriting, preferably in business lending.Strong ability to assess risk without over-reliance on preset guidelines.Experience making funding decisions for secured and unsecured loans.Able to interpret financial statements and property-backed underwriting knowledge is a plus.Previous experience in alternative lending or non-banking financial services is desirable.A problem-solver who thinks outside the box and can structure loans that don't always fit the traditional models.Applicants from all backgrounds and experience levels are encouraged to apply!Awards & Recognition:2024 Certified as a 'Great Place to Work'2023 Finalist – Fintech Australia: Best Workplace Diversity2023 Female Fintech Leader of the Year2022 Winner - WeMoney Awards: Best for Small Business Loans2022 Winner - WeMoney Awards: Outstanding Customer Services – Business Loans2022 Finalist - WeMoney Awards: Best Innovation in Business Lending2021 Finalist - Fintech Australia: Employee Culture and Diversity2020 Finalist - Fintech Australia: Emerging Fintech Organisation of the Year2020 Finalist - Fintech Australia: Excellence in Business Lending2020 Finalist - My Business: Fintech Business of the YearJoin our thriving and innovative team at Bizcap, where you can make a difference and shape your future in a dynamic and supportive environment.If this role sounds like a great fit for you and you'd like to join an exciting and growing team, APPLY NOW!Please note, due to the anticipated volume of applications, only shortlisted candidates will be contacted.How do your skills match this job?How do your skills match this job?Sign in and update your profile to get insights.Your application will include the following questions:Which of the following statements best describes your right to work in Australia?How many years' experience do you have as a Credit Analyst?What's your expected annual base salary?How much notice are you required to give your current employer?Where are you located in Melbourne & are you willing to work full-time in office?Describe a complex credit analysis project you've worked on.
What was your approach, and what were the outcomes?To help fast track investigation, please include here any other relevant details that prompted you to report this job ad as fraudulent / misleading / discriminatory.
#J-18808-Ljbffr