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Credit analysts

Zoom Recruitment & Training
Credit Analyst
Posted: 20 April
Offer description

Zoom Recruitment is currently partnering with a leading organisation to recruit experienced Credit Risk Analysts. This is an excellent opportunity for a detail-oriented and analytical professional to play a key role in assessing credit risk, supporting business growth, and ensuring compliance with internal policies. About the role: As a Credit Risk Analyst, you will be responsible for analysing customer creditworthiness, managing risk exposure, and providing high-quality insights and recommendations to minimise credit losses while supporting commercial outcomes. You will act as a key point of contact for credit assessments, limit reviews, and portfolio monitoring. Key responsibilities: Credit Analysis & Risk Assessment: Analyse financial statements and conduct detailed credit assessments (including profitability, cash flow, and capital structure) Assess and determine appropriate credit limits and terms for new and existing customers Identify and evaluate risks across transactions, products, and customer portfolios Monitor credit exposure, investigate limit breaches, and highlight early warning signs Conduct portfolio reviews, covenant checks, and ongoing risk monitoring Prepare clear, concise credit reports and recommendations for management Stakeholder Engagement: Liaise with internal stakeholders and customers to gain a strong understanding of business operations and risks Attend meetings, briefings, and engage with clients where required Support the Credit Risk Manager and contribute to team objectives Compliance & Process Improvement: Ensure all credit decisions align with company policies, procedures, and relevant legislation Maintain accurate financial records and reporting Assist in implementing process improvements within the credit function Monitor industry trends, client performance, and emerging risks About you: Proven experience in a Credit Risk / Credit Analyst role Strong financial analysis skills with the ability to interpret financial statements Excellent written and verbal communication skills High attention to detail with strong organisational and time management abilities Ability to work both independently and collaboratively in a team environment Degree in Finance, Commerce, Risk, or a related field (preferred) Intermediate to advanced skills in Microsoft Excel and Word What's on offer: Opportunity to work with a reputable organisation Supportive team environment Career growth and development opportunities If you're a motivated Credit Risk professional looking to take the next step in your career, apply now with Zoom Recruitment.

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