Job Overview
The role of Credit Analyst supports the FI Coverage team through screening, credit analysis, document execution for origination and existing client transactions, and ongoing monitoring of the FI portfolio.
This position will involve support for the underlying credit tasks including conducting annual credit reviews and internal rating reviews, covenant compliance monitoring, supporting refinancing and other revenue initiatives across the portfolio, coordinating within the MUFG network, client interactions on tasks required for on-boarding and account management, and any other required tasks to support the broader Financial Institutions business.
Key Responsibilities
* Conducting annual credit reviews and internal rating reviews
* Covenant compliance monitoring
* Supporting refinancing and other revenue initiatives across the portfolio
* Coordinating within the network
* Client interactions on tasks required for on-boarding and account management
* Any other required tasks to support the broader Financial Institutions business
As a part of this function, the new team member must consider limit requests and needs for the upcoming 12-month period and tie this request into all daily work efforts; efficiency and planning for customer needs are crucial.
Requirements
* 2-3 years of experience in corporate and institutional lending in a major domestic or international bank
* Candidates from credit rating agencies, advisory houses, investment management firms, chartered accounting firms or corporate treasury teams may also be considered
* Solid mathematical knowledge, Excel spreadsheet skills, research & analytical skills and broad Australian industry, business and economic understanding
* Ability to engage in independent research & analysis of customers and markets and apply critical thinking and a high level of attention to detail
* Strong financial analysis acumen and ability to assess large sets of data, make expert judgement, and identify key risks
* Ability to communicate clearly both in writing and verbally
We are looking for someone who has strong interpersonal and presentation skills, is a team player and a self-starter who applies initiative and has drive, enthusiasm and curiosity. An analytical mindset and problem-solving skills are essential, as well as the ability to work independently and prioritise tasks across various work streams and stakeholders.
Education
* Business / Commerce / Law Degree from a leading university is essential
* Masters of Finance, MBA or CFA will be considered favourably
Why Join Us?
MUFG fosters a highly professional, supportive work environment that enables our employees to help maximise our customers' prosperity. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world.
Our values include being people-first, listening to new and diverse ideas, and collaborating towards greater innovation, speed and agility. This means investing in talent, technologies and tools that empower you to own your career.
What We Offer
* A competitive salary and benefits package
* Opportunities for career growth and development
* A dynamic and supportive work environment