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Credit analyst

Ipswich
Emerge Finance
Credit Analyst
Posted: 18 February
Offer description

About the Role

Due to continued growth, we are seeking an experienced Credit Analyst to join our expanding team. This full‑time position offers flexibility around working hours and plays a critical role in the assessment, structuring, and progression of loan applications across a range of lenders.

You will work closely with our brokers to provide high‑quality credit analysis and ensure loan submissions are accurate, compliant, and aligned with lender policy.

About Us

We are a rapidly growing, boutique finance brokerage based in Ashgrove, Emerge Finance. Our business is built on a genuine care approach —we focus on long‑term client relationships and pride ourselves on being trusted partners in our clients’ financial journeys. Our team is collaborative, professional, and committed to excellence.

Key Responsibilities
* Conduct detailed credit analysis and servicing assessments

* Interpret and apply lender policies to complex client scenarios

* Prepare high‑quality loan submissions and credit notes

* Assess risk, structure deals, and recommend suitable lending solutions

* Liaise with brokers to refine scenarios prior to submission

* Work directly with lenders to progress applications and resolve credit queries

* Ensure all applications meet compliance and NCCP requirements

* Maintain accurate records across CRM and lender platforms

* Support applications through to formal approval and settlement

About You
* Minimum 2+ years’ experience as a Credit Analyst or similar role within mortgage or finance broking

* Strong understanding of lender credit policy and serviceability

* High level of analytical thinking and attention to detail

* Confident communicator able to explain credit decisions clearly

* Ability to manage multiple applications and competing deadlines

* Experience with broker CRM systems and lender portals (highly regarded)

What We Offer
* Full‑time role with flexibility around hours

* Salary range: $70,000 – $90,000, negotiable based on experience

* Supportive boutique environment with direct broker collaboration

* Opportunity to grow your career within a rapidly expanding business

* Convenient Ashgrove, Brisbane location

How to Apply

If you’re an experienced Credit Analyst looking to join a growing brokerage that values quality, integrity, and client outcomes, we’d love to hear from you.

Apply now.

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