Credit Risk Analyst
Angle Finance is a leading non-bank asset finance company operating in the rapidly growing intermediary asset finance market. Our signature is Faster, Easier Finance, provided by consistent, predictable and reliable service propositions in everything we do.
Our people make us remarkable. So we've built a culture of empowerment, enabling our people to make decisions that drive our speed, our agility, and our ability to see things from different angles.
We offer flexibility, giving our people freedom and tailored support to develop their professional interests beyond their immediate roles, leading to more satisfying careers. We also offer a hybrid working arrangement.
At Angle, different backgrounds, perspectives and life experiences of our people are celebrated. Our aim is to create an inclusive workplace where we foster diversity of thought, and every person feels a sense of belonging.
We are looking for a star **Credit Risk Analyst **to provide timely, accurate and insightful analysis to the credit performance of Angle Finance's lending book, considering key risks and opportunities to aid informed decision to support business objectives.
Initiative and curiosity is a key part of the role to identify trends and outcomes which will drive operational success!
**Melbourne based.**
**Your role**:
Delivery of actionable insights to support business decisions and objectives. This will include (but not limited to):
- Portfolio & Loan Book credit performance
- Originations and Settlements
- Hardships
- Rolls and Cures (Collections / Hardships)
- Arrears performance
- Timely delivery of key metrics and commentary on portfolio performance and risk profiles across commercial SME asset finance products.
- Deliver analytical insights from account performance to support business decisions regarding performance and policy development.
- Timely identification of trends and insights to support Head of Credit Risk & Portfolio insights.
- Critically evaluate information gathering from multiple sources, reconcile conflicts by investigating source data and incorporating in analysis and findings.
- Providing insightful information to aid in decision making and improve efficiency.
**What you bring**:
- Bachelor's degree with a business or mathematical focus.
- Working toward further study that includes analytics is highly desirable.
- At least 3 years in a similar role.
- Demonstrated knowledge of Financial Services / Banking - specifically business lending highly desired.
- Strong understanding of the key performance drivers and external factors that impact Credit Risk Performance metrics.
- Excellent presentation and communication skills - verbal and written.
- Strong analytical, reporting, and problem-solving skills.
- PowerBI experience is highly desirable.
Angle Finance is an endorsed Circle Back Initiative Employer and commit to respond to every applicant.
Job ID JR1000000611