Job Title
A key member of our team, you will be responsible for conducting thorough credit risk reviews in a collaborative environment. Our clients are spread across the globe, and your role will involve working closely with merchants, business development teams, transaction risk analysts, compliance specialists, and lawyers to support business growth while mitigating potential risks.
The ideal candidate will have 5 years of experience in commercial credit underwriting, financial statement analysis, and cash flow forecasting. They should also possess knowledge of merchant acquiring services and the payment processing industry, as well as effective communication skills and attention to detail.
* We are looking for a proactive self-starter who is comfortable working with complex data and analytics and has a bias for action in a fast-paced environment.
Key Responsibilities:
* Conduct credit risk reviews of clients within a collaborative team environment.
* Assess merchant credibility through onboarding and monitoring workflows by verifying and analyzing business information and financial statements.
* Provide tailored credit risk recommendations that mitigate exposure while facilitating partner growth.
* Prioritize and process incoming applications to verify accuracy and integrity, ensuring compliance with policy and timely registration.
* Deliver insights to support business decisions ranging from onboarding strategies to pricing analysis and product launches.
* Lead process improvements to help the team meet KPIs and SLAs.
* Provide feedback on data, tools, and vendors for continuous ops efficiency improvements and policy enhancements.
Requirements:
* Commercial credit underwriting experience.
* Financial statement analysis expertise.
* Cash flow forecasting ability.
* Knowledge of merchant acquiring services.
* Effective communication skills.
* Attention to detail.
* Proactive self-starter.
* Comfortable with complex data and analytics.
* SQL required.