As a Credit Analyst within Credit Restructuring, your role, in conjunction with the responsible Credit Restructuring Account Manager, will be to assist in the management of a portfolio of substandard and impaired assets which have been identified as below average credit risk.
Your responsibilities will include, but aren’t limited to:
- Ensuring the Group’s risk personnel and systems account management, MIS data and the risk profile of the Borrower is current and accurate at all times.
- The preparation of credit submissions to Credit approvers, the Head of Credit Restructuring and sometimes the Group CCO.
- Active involvement with external advisors such as insolvency firms and lawyers, to develop and recommend credit risk management strategies for Borrowers in the portfolio, based on an ongoing credit analysis of the Borrower and legal review of the Group’s documentation and security.
- Face to face meetings with borrowers.
**What’s in it for me?**
You’ll play an important and significant part in the future of a business that has been around for 200 years and be instrumental in achieving our purpose of helping Australians and New Zealanders succeed. So, we’ll back you in the development of your career, with internal career prospects and flexible working. You’ll also be backed by a fantastic team of people in a can-do, supportive structure.
**What do I need?**
A strong working knowledge of loan products and associated exposure systems is desirable but not essential.
Impeccable oral and written communication skills and attention to detail, along with developed interpersonal skills and an ability to converse with borrowers, professional advisers and internal Westpac contacts, will see you succeed in this role.
**What’s it like to work there?**
We aim to provide one big, supportive team of people who love helping others succeed. As an equal opportunity employer, we’re proud to have created a culture and work workplace that values diversity and flexibility. An equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.
**How do I Apply?**
Our people are our highest priority and we are committed to placing our redeployees in available roles before we review other applicants.