Job Title:
Credit Risk Assessment Specialist
About the Role:
The Credit Underwriting Analyst will be responsible for reviewing new account applications and ensuring compliance with regulatory requirements. The successful candidate will have a strong understanding of credit risk assessment and possess excellent analytical skills.
Key Responsibilities:
* Conduct thorough reviews of client and partner applications to ensure eligibility and adherence to SLAs.
* Implement and maintain Know Your Customer (KYC) procedures to ensure Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) policies are upheld.
* Interpret and apply card brand network rules to ensure only eligible merchants receive processing accounts.
* Communicate decisions and data needs effectively with sales teams and business partners.
* Participate in ongoing periodic review of larger exposure merchant accounts to mitigate risk.
* Monitor fraud alerts and investigate high-risk transactions to determine fraud.
* Implement and adjust fraud detection rules, processes, and systems to improve detection.
* Maintain knowledge of relevant rules and regulations affecting the payments industry.
Qualifications:
* Tertiary qualification in Business or Finance.
* 1-2 years' experience in a Commercial Credit Analyst role or similar in the Financial Services Industry.
* Merchant acquiring experience and Scheme experience highly beneficial.
* Excellent communication and negotiation skills.
* Demonstrable proficiency across MS Office suite.
* Ability to work under pressure and meet tight deadlines.
Benefits:
* Flexible working arrangements with hybrid office and home setup.
* A dynamic and inclusive work environment fostering collaboration, innovation, and creativity.
* Opportunities for career growth with internal promotions and employee development.
* A global bonus plan recognizing contributions across the organization.
* Volunteering programs allowing you to make an impact in the community.
Seniority Level:
* Mid-Senior level
Employment Type:
* Full-time
Job Function:
* Analyst