As a Senior Risk Analyst on the team working closely with Risk Managers & Senior Risk Managers, this role plays a crucial role to maximise the bank’s reputation for corporate responsibility, and to prevent unacceptable to unacceptable credit risk.
Responsibilities:
* Analyse and report on key trends in collections portfolio performance, with a high focus on risk management.
* Provide insights on portfolio trends and accurately predicting future delinquencies and bad debt losses.
* Work closely with business stakeholders to offer timely help with credit risk, late payments, collection strategies, and issues with decision-making systems.
* Contribute to the strategies for managing risk in collections and recoveries.
* Participate in business development and risk-related projects.
* Develop, implement, and track effective credit policies. Make sure these are clearly communicated to business stakeholders.
* Assist in managing relationships with external parties like Insolvency and Trustee Service Australia, ASIC, and the Privacy Commissioner, as they relate to collections and recoveries.
Requirements:
* Strong SAS, SQL programming and Excel skills are essential. Tableau is highly desirable.
* Proficient with data extraction, manipulation and analysis.
* Some understanding of consumer banking products, credit risk lifecycle, delinquency monitoring/reporting, credit scoring, behavioural scoring, scorecard development and monitoring, credit risk decisioning system.
* Risk management and credit policy experience highly desirable.
Please submit your CV via the 'Apply' button. For a confidential chat please contact Eugena Gong on eugena.gong@randstad.com.au
At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.