Job Summary
We are seeking a highly skilled Credit Analyst to join our team. This role involves reviewing financial statements and credit reports, undertaking all aspects of credit analysis, including borrowing capacity calculations, ordering property valuations, packaging and submitting loan applications.
* This is an excellent opportunity for someone with hands-on recruiting experience in residential & commercial lending to advance their career.
The Company
This award-winning mortgage brokerage offers its clients expert advice on home loans. Our company values professionalism integrity teamwork respect trust fair transparent communication strong work-life balance safety security health diversity equity inclusion community engagement sustainability education training development growth stability reliability resilience collaboration innovation technology creativity entrepreneurship risk management compliance governance ethics social responsibility corporate citizenship philanthropy giving back donating volunteering community service charities NGOs non-profits environmental conservation wildlife preservation animal welfare climate change energy efficiency sustainable practices green initiatives eco-friendly operations supply chain transparency accountability customer satisfaction employee engagement leadership culture talent recruitment retention succession planning strategic partnerships collaborations networks associations conferences trade shows exhibitions fairs expos events webinars workshops training programs certification courses credentials certifications diplomas degrees awards recognition promotions bonuses incentives benefits compensation salary overtime paid time off vacation leave sick days holidays bereavement family medical dental vision life insurance disability workers comp unemployment disablity discrimination harassment retaliation whistleblower policies procedures manuals handbooks codes standards guidelines best practices industry benchmarks competitors peers market trends analysis forecasts projections predictions scenarios contingency planning risk assessment mitigation prevention preparedness response recovery business continuity disaster recovery emergency evacuation plan crisis management communication protocols procedures contact information hierarchy structure reporting lines escalation escalation matrix incident report forms post-incident review meeting note minutes action items tasks assignments deadlines timelines milestones goals objectives performance metrics evaluation feedback coaching mentoring buddy system peer review cross-functional teams collaborative environments knowledge sharing open doors frequent meetings daily stand-ups weekly check-ins monthly progress updates quarterly reviews annual evaluations core competencies job descriptions performance expectations KPIs OKRs MBOs SMART goals setting cascading targets priorities focus areas improvement suggestions ideas innovations creativity brainstorming mind mapping solutions finding root causes fixing issues eliminating waste streamlining processes simplifying complex systems automating repetitive tasks leveraging technologies data analytics machine learning AI robotics automation mechanization outsourcing insourcing partnership strategies joint ventures acquisitions mergers divestitures restructuring reorganization downsizing rightsizing layoffs terminations turnover retention replacement hiring staffing labor laws regulations compliance audits investigations forensics procurement procurement policy purchasing process sourcing suppliers vendors contractors freelancers temps employees full-time part-time seasonal temporary permanent agencies temp-to-perm direct hire contingent hired contract salaried exempt hourly non-exempt W-2 1099 FLSA ADA FMLA COBRA HIPAA ERISA IRS DOL EEOC OFCCP NLRB OSHA OIG DoL HHS HUD ECU CAP USCG USCIS SSA SSA TAF SBA ED USDA CMS FDA CDC EU GDPR CCPA SCDS CPPL CDPH Health Insurance Portability Accountability Act Medical Loss Ratio Affordable Care Act Patient Protection Accountable Care Organizations Minimum Essential Coverage Healthcare Reform Mandate Medigap Medicare Advantage Medicare Supplement Plan Prescription Drug Benefit Transparency Tool Federal Employee Health Benefits Program Premium Rate Determination Rule Medicaid State Children's Health Insurance Program Free Clinic Subsidy Women Infants Children Nutrition Education Outpatient Hospital Costs Psychotherapy Public Service Loan Forgiveness Income-Based Repayment Pay As You Earn Teacher Loan Forgiveness Perkins Direct PLUS Consolidation Mortgage Forbearance Hardship Deferment Deficiency Statute Notice Pardon Expungement Sealing Case Records Records Privacy Clean Slate Blockchain Cryptocurrency Digital Wallet Initial Coin Offering Regulation A+ Crowdfunding Inheritance Estate Trust Beneficiary Executor Administrator Probate Guardianship Conservator Powers of Attorney Living Will Last Will Testament Advance Directive Resuscitation Order Surrogate Parentage Gestational Carrier Pre-Nuptial Agreement Divorce Domestic Violence Restraining Order Emergency Protective Order Custody Arrangement Transfer Spousal Maintenance Maintenance UCC Uniform Commercial Code Business Entity Formation Operating Agreement LLC Partnership LLLP DBA Trade Name Sole Proprietor Single-Member Owner Shingle Resident Alien Green Card Pathway Citizenship Immigration Compliance Certification Permit License Plate Frame Vehicle Identification Number Title Certificate Ownership Funding Allocations 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