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Credit team leader – car loans

Sydney
Oxygen Recruitment & HR
Posted: 12h ago
Offer description

Overview

Credit Team Leader – Car Loans

April 20, 2026 Banking & Finance Sydney

* Lead a team for a growing non-bank lender
* Enjoy a customer-centric approach
* Up to $120,000p.a. + super

Work for a growing finance provider, with a positive work culture and people-first philosophy. This leading non-bank lender recently surpassed a $1 billion loan portfolio, highlighting their growth in the lending industry. This employer offers a wide range of products, including loans for homes, cars and commercial assets. Investing in technology and automation, this business' sustained momentum in car and consumer loans is backed by a strong broker portfolio and a consistent and careful approach to credit.

About the role

Reporting to the General Manager of Car Loans, in this role you will lead a team of credit assessors, while ensuring applications are reviewed in a compliant and timely manner. Provide individual and tailored mentoring to the Credit team and offer support where required. Assist the sales team and deliver feedback to improve application quality and identify decline trends. Liaise with key stakeholders, the collections, sales and brokers, and monitor new deal flow and applications when required.

Key Responsibilities

* Lead and communicate effectively with your team
* Provide support and mentoring
* Assess and manage credit operations
* Act as a point of first contact for credit underwriters
* Stakeholder engagement, both internally and externally
* Support change initiatives within the company
* Display a compliance focus and ensure internal processes and regulations are followed

About you

Ideal candidates will have team leadership exposure, and demonstrated experience in credit assessment roles, particularly in the non-bank sector and within asset finance. Over 5 years of experience in consumer credit is preferred, while demonstrated experience working with a broker portfolio is welcome. To succeed in this role, you will have a sound knowledge of relevant legislation and compliance laws.

Key Benefits

Thrive in a welcoming and positive working culture, in a bustling and vibrant part of Sydney. This financial services organisation offers flexible working arrangements in a great team environment, with opportunities for career progression. Gain experience and training in other areas and enjoy the diversity this role offers.

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