Banking & Finance
Credit & Collections
We're on the look out for a commercially minded Credit Analyst ready to join an Asset Finance team that is going places!
Our Purpose
We are on a big journey at ScotPac pushing the boundaries of SME lending. We started our journey over 30 years ago with a very relationship focused approach helping the SME market with their cashflow requirements. Customer relationships remains in our DNA.
We want to make it even easier for businesses to obtain the finances that they need to thrive and grow in today's marketplace with disruptive experiences and products.
How you'll make an impact:
With your strong financial analysis skills, solutions focussed approach and ability to work as part of a team you will be responsible for effectively assessing, structuring, and approving Asset Finance credit submissions.
What you'll do:
Prepare, undertake and produce credit submissions
Liaise with Sales teams and third parties to gather information and data required for credit submissions
Liaise and educate brokers, accountants and third parties to ensure a smooth credit submission process.
Assist in structuring and submitting Asset Finance credit facility submissions
Assess and approve credit submissions and conduct periodic credit reviews
What you'll bring with you:
Previous experience in a Asset Finance, vehicle leasing or business lending preferred
An understanding of credit analysis and assessment and deal structuring
Excellent communication skills (written and verbal)
Excellent level of initiative with strong problem solving skills
Excellent customer service skills
What We Bring:
An opportunity to gain valuable experience with guidance and mentorship from leading industry experts.
We support all types of flexible working that allow you to balance your work, your life and your passions.
Wellness benefit centred around your physical, mental, financial and social health including a $299 allowance to spend on your health each year.
Birthday leave.
Leave incentive policy
Mental Health Relief Day.
Paid Parental Leave
Collaborative and inclusive culture - everyone is friendly and happy to help.
Support of ongoing professional development and qualified certifications.
Charity events with all donations doubled by the company + 2 days volunteer year per annum.
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