Job Opportunity
A chance to excel within a dynamic team has arisen for a Financial Analysis Specialist to report directly to the Risk Management Department.
About the Role
* Conduct comprehensive financial analyses and modeling for existing and new clients across key sectors such as Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office Equipment, and Tech Finance.
* Collaborate closely with sales/account management, credit/risk management, legal, asset management, and relevant external parties.
* Gather customer/vendor information utilizing applicable systems and procedures and assess completeness and relevance of information.
* Analyze risk (financial, asset, market, security, legal, and contractual) and review/re-rate customers/end-users, local vendors or dealers.
* Compile credit application reports, make informed decisions on end-user credit applications and local vendor/dealer agreements within given authority levels, provide recommendations, and present applications to higher decision-making authorities including Credit Committees.
* Advise, prepare, and participate in local Credit Committee discussions regarding end-user credit applications and local vendor/dealer agreements within defined authorization limits.
* Monitor, coordinate, and advise on credit/risk profiles, corporate/external policies, regulations, and sales mandates in cooperation with involved departments.
* Contribute to the development of local credit and risk management policies, regulations, and guidelines.
* Provide information, support, training, and alignment of front- and back-office teams on credit and risk management policies, processes, and issues.
Key Requirements
* Possession of strong analytical skills and ability to interpret complex financial data.
* Excellent communication and interpersonal skills.
* Ability to work collaboratively as part of a high-performing team.
* Familiarity with credit/risk management principles and practices.
* Strong problem-solving and decision-making abilities.
Benefits
* A competitive remuneration package.
* Ongoing professional development opportunities.
* A supportive and dynamic work environment.
Additional Information
* This is an excellent opportunity for individuals seeking to advance their careers in financial analysis and risk management.
* We offer a stimulating work environment that fosters growth and development.