**You Lead the Way. We've Got Your Back.**
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we're supporting our customers' financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what's possible —and we're proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
We are seeking an enthusiastic and vibrant individual to join our Consumer & Small Business Credit team. If you are a self-motivated & positive individual why not join our team.
As part of the team, you'll be responsible for managing and servicing with excellence our Consumer & Small Business segment for Australia & New Zealand. You'll be sharing our commitment to the service intent and our passion for customer service. This position is responsible for delivering extraordinary customer service whilst ensuring we adhere to our credit policies and minimize losses.
We will provide you with a structured training program when you begin, and ongoing guidance to support you.
**Responsibilities**:
- Outbound & Inbound Collections
- Management of various portfolios within the Consumer & Small Business Credit Organisation
- Making lending decisions - assessing risks
- Financial & commercial underwriting
- Collecting financials
- Correspondence management
**Qualifications**:
- Motivated team player
- Negotiation skills
- Communication, problem solving and analytical skills
- Ability to maintain composure and control
- Balance customer and shareholder requirements
- Time management
- Target driven
- Strong attention to detail
**Why American Express?**
There's a difference between having a job and making a difference.
American Express has been making a difference in people's lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.
We've also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they're ready to take on a new career path, we're right there with them, giving them the guidance and momentum into the best future they envision.
Because we believe that the best way to back our customers is to back our people.
The powerful backing of American Express.
Don't make a difference without it.
Don't live life without it.
LI-Remote, #LI-Hybrid, #LI-Onsite