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Credit analyst (melbourne)

Melbourne
Sharp & Carter
Credit Analyst
Posted: 29 November
Offer description

If you’re looking for a career that genuinely makes a difference, this role offers the chance to support an organisation at the heart of Australia’s agricultural future. You’ll be joining a business with a local heartbeat backed by global strength – a workplace where safety, inclusion, integrity and results truly matter. Your contribution helps support farmers, regional communities, and essential industries across the country.

Why You’ll Love This Role

- Join a national industry leader with a strong presence across Australia
- Hybrid flexibility – enjoy 2 days per week working from home
- Collaborative, values-driven environment where culture is key
- Genuine learning, development and progression opportunities
- Be part of a team committed to “going further” for customers and communities
- Excellent leave and wellbeing perks

About the Opportunity

As a Credit Analyst, you’ll support the Senior Credit Manager and the broader credit network by ensuring high-quality, accurate credit submissions that enable timely and informed decision-making. You’ll combine financial analysis with strong stakeholder engagement, proactively managing risk and ensuring compliance with policy and legislation.

This role is ideal for someone who loves detail, problem-solving, ownership, and meaningful impact.

What You’ll Do

- Conduct financial and credit analysis for new and existing customers
- Perform thorough checks on inbound credit submissions to ensure accuracy and completeness
- Identify information gaps and elevate high-risk or incomplete cases to senior credit leaders
- Apply knowledge of PPSA, AML, securities ranking and credit policy
- Partner with branch teams, regional managers and key stakeholders
- Ensure assessments comply with legislation, risk standards and EH&S; requirements
- Contribute to a positive, proactive, supportive team culture

What You’ll Bring

- 3+ years’ experience in credit, lending, financial analysis or similar
- Strong understanding of financial statements and credit assessment principles
- PPSR / AML experience highly regarded
- Excellent attention to detail and strong prioritisation capability
- Confident communication skills to build strong stakeholder relationships
- Strong computer skills (Microsoft; SAP advantageous)
- Degree in Business, Finance, Commerce or similar (preferred)

What You’ll Get

- Up to $90k + super depending on experience
- Hybrid flexibility – work from home 2 days per week
- Purchased leave scheme + an additional paid “company day” annually
- Ongoing training, mentoring and development pathways
- Opportunities to support community and regional initiatives
- Be part of a company committed to feeding the future and supporting Australian agriculture

If you’re a detail-driven Credit Analyst who loves financial accuracy, stakeholder partnership and continuous improvement, we’d love to hear from you.

Submit your application today.

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