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Commercial credit manager

Townsville
Queensland Country Bank
Credit Manager
USD 80,000 - USD 120,000 a year
Posted: 6 November
Offer description

* Newly created role – opportunity to shape, influence and take your career to the next level
* Are you a skilled commercial lending manager who can take a balanced approach to business growth and financial stability
* Looking to join a high-performing team genuinely dedicated to their people?

About The Role

We're looking for a passionate and driven Commercial Credit Manager to join our Credit Department in this newly created position

As our Commercial Credit Manager, you'll play a key role in managing our unregulated business, commercial, and agribusiness lending portfolio, maintaining exceptional credit quality and ensuring robust lending controls. You'll help shape and implement risk strategies that align with our broader business objectives, supporting growth while safeguarding the strength and integrity of our portfolio.

This is a middle management role, reporting directly to the Head of Commercial Lending (Credit), and offers a strong opportunity for career progression for the right applicant. You'll have the chance to develop your expertise and leadership capabilities while contributing to our ambitious business, commercial, and agribusiness growth strategy.

This is a full-time opportunity with the flexibility of being located at our Townsville Head Office or Brisbane Admin Office.

About You

To be eligible to apply for this position you must demonstrate the following:

* Ability to perform detailed commercial credit analysis as well as deep financial and risk analysis including the ability to understand complex financial statements and structures
* Significant banking or financial services experience including holding of a Commercial Delegated Lending Authority
* Minimum of two years relevant problem-free experience and either Credit Industry qualifications to at least a Certificate IV level; or a Diploma or University Degree in Accounting or Business Administration
* Ability to hold the position of Responsible Manager on Queensland Country Bank's Australian Credit Licence (ACL)
* Understanding of the Regulatory Framework of APRA and ASIC
* Experience in the preparation of reports and papers, as well as reviewing and revising policies and procedures
* Demonstrated self-management skills including ability to adapt to changes and an organised and disciplined operating rhythm

About Us

Put simply, we are a bank that has a distinct purpose of helping Queenslanders live better lives through better finances.

Queensland Country are now certified as a Great Place to Work and with over 50 years in business, we continue to shape a phenomenal culture through having our values at the core of what we do. You instantly feel the passion, comradery, and optimism from everyone and can see just how much fun we have as we work together to grow a stronger business and deliver for our Members.

Our Benefits

* Work life balance and flexible working options
* Birthday Leave
* Community Volunteer Leave
* Access to an Employee Assistance Program (EAP)
* Access to our Wellness Program
* Discounts on your Banking and Health Insurance products
* Cultural lunches and social clubs
* Excellent training and development opportunities

How to Apply

To apply for this role please follow the links or apply via our Careers Page. Applications close Friday 21 November 2025 at 5pm.

To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency status. If you do have any questions or require other information please contact Hayley on

If you are successful for a role with Queensland Country Bank, you will be required to undergo a pre-employment criminal history check and pre-employment credit history check.

*Queensland Country Bank limited ABN AFSL/Australian Credit Licence *

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